The answer you want is in the auction documents involved in your purchase.
There is no standard.
Property Owners' Association (similar to Homeowners' Association)
If the subdivision is subject to a Declaration of Restrictive Covenants that include a homeowners' association then your property is subject to mandatory membership.
No. No one is liable for an act of nature. The Homeowners Association's master insurance policy should cover damage to property owned by the association.
A homeowners association cannot be a mandatory association without the consent of 100% of the property owners in the development attempting to establish an association. In addition to the consent of the property owners, the association must follow certain procedures and file the proper documents in order to subject the property to the association's rule.
Homeowners association Disclosure
Take your address to your local land-use hall of records to discover the name of the association where you purchased your property.
Steps homeowners can take if the HOA is falling down on the job of maintaining the property.
A civic association gathers and operates around a civic principle. A homeowners association is a land-use covenant made with the local municipality, county and state that gathers and operates real estate around a set of covenants, conditions, restrictions and reservations. Generally, membership in a civic association is optional; membership in a homeowners association is mandatory when a person purchases property within the boundaries of the association's land plat.
An assessment lien is a legal claim on an owners property for collateral against delinquent assessments for a homeowners' association. They are provided for in the governing documents of an association.
Yes.
Association counsel -- or the attorney who help the association place the lien, can help you release it, or instruct the owner as to how to go about this action.
Yes--if a lien has been filed and remains unpaid and/or unchallenged in legal proceedings.