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The answer will vary based on the lender, the loan terms including interest rate and other variables. There is no one answer. The debt service to income ratio provides an indication and can be an easy way to screen in or out specific loan programs. Most commercial transactions will look for a debt service coverage ratio (DSCR).

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Q: What is the maximum loan amount you can borrow on an income producing property after you know the debt to income service ratio?
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