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As far as insurance and weather terminology, the areas that flood easily are referred to as "flood prone" or "low lying" areas. These are the areas where people need to keep an eye on when heavy rain and flood warnings are issued, as well as when rivers have reached flood level.

The low areas near a river that floods easily when water levels rise are call a "flood plain."

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Q: What is the place called that is easily flooded when river water rises?
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