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When you use a bondsman to pay, say $10,000 bail, he usually charges 10%. You pay $1,000 to him. He then pays the court $10,000 (your bail). When you return to court and get convicted/released he gets his $10,000 back. He made $1,000.

If you pay the $10,000 bond, you get the $10,000 back. Thus saving you the 10% (minus any court costs/fines). So if you can afford it, pay the bond yourself, it's cheaper.

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Q: What is the purpose of paying bail without using a bail bondsman?
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