Debt Collection
Statutes of Limitations

What is the statute of limitations on debt collections for medical bills in Connecticut?

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2005-09-08 16:09:07
2005-09-08 16:09:07

There is no limitation for how long a defaulted debt may be collected. If you owe and never pay, you still owe. State law does establish SOL for how long a consumer may be sued to recover a debt. In Connecticut, that length of time is 3 years for Oral Agreements and 6 years for Written Contracts, Promissory Notes and Open Accounts. A federal law, the Fair Credit Reporting Act, establishes how long a delinquent account may be reflected on your credit report. In general this time period is 7 years, although there are exceptions. Expiration of the SOL time period is not a guarantee that you won't get sued for a debt. It would, however, give the defendant an absolute defense to such a time-barred lawsuit.

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