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UACC is a high risk auto lender for people with less than perfect credit. Read your contract carefully. All contracts state they have the legal right to reposess your vehicle if you are one day late. So, if you are one day late, they can reposess it if they wish. THERE IS NO SUCH THING AS A GRACE PERIOD. Generally they don't. However you will start receiving phone calls if you are late asking when you are going to make your payment. If you avoid them, the more likely you are to lose the vehicle especially going around 30 days. If you have a poor payment history from the very beginning with them, they will most likely yank the car even if they don't want to. Every time you are late it cost the company money and manpower to service your loan. If you can't afford it, don't commit to the loan. It will be nothing but problems. I have been in the high risk auto loan industry for many years.

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Q: What is the time span of a late payment until your vehicle will be repossessed by uacc in the state of California city of san Diego?
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