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There are two types of credit card processing, real time and deferred (or batch) processing. Most stores and online services use real time which instantly communicates with your bank. Deferred processing waits for a certain number of transactions and then processes them in one batch. This could take hours to days.

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Q: What is the time taken for credit card processing?
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When might one pay a credit card processing fee?

In order to obtain a credit card one must pay a credit card processing fee. A credit card processing fee is the amount in which is due at the time of purchasing ones credit card.


What is the benefit of virtual credit card processing?

The main advantage of using virtual credit card processing is its ability to detect fraud. Hackers don't generally use these cards as they expire in a short period of time.


Is internet credit card processing always safe and secure on every site?

Like anything there are always exceptions. For the most part internet saftey as it relates to credit cards are pretty stable. Unfortunatly, there are always the cases where credit card information can be taken because there are people who spend their time working on finding a way to steal information.


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What are internet merchant accounts?

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How long does it take after a charge for credit card processing?

At the time your charge is processed the merchant puts a temporary authorization on your card essentially reserving the funds for the transaction. The back end processing of the transaction will take up to 4 or 5 days to complete. But, at the time of the transation the money is reserved for it.


If you register a credit card to your PayPal to lift the spending limit and use the money in the account not on the credit card to buy a game subscription will the cost show up on the card statement?

No, it won't. The only time costs will show on your card statement is if there aren't enough funds in your Paypal account and they have to be taken from your credit card. Then it should just show as a deposit to Paypal.


Increase credit limit for credit card?

If you want to increase your credit card limit, you should use it regularly and create a predictable credit card history. Pay your bills on time.


How much is the limit on a Halifax credit card?

The limit on a Halifax credit card is determined by the credit history of the applicant. There can be no way of knowing ahead of time what the limit will be on the card.


How can I prevent my credit card from being declined?

You can prevent your credit card from being declined by paying your bill on time and not exceeding your credit limit.


Is credit card balance real time when a credit check is done?

No, credit card companies submit to the credit agencies on a monthly basis at the end of each month. So if you are checking your credit card the 3rd week of the month you will see last months credit card statement balance not what you currently owe on your credit card.


What are the requirements to obtain a corporate credit card?

The requirements to obtain a corporate credit card can vary by the company. Most of the time you must have good credit and/or be working for that corporate for a long time.