They're are many auto insurances to choose from but the general consensus would be that for Toyota cars would be Allstate. They provide some of the cheapest rates for Toyoto cars while also offering great quality service.
The principal driver is the person who drives the vehicle over 50% of the time. This is the main driver of the vehicle and the person who will be rated as the driver for computing the cost of the insurance.
The Toyota is probably rated as one of the most reliable vehicles for a person to purchase. The vehicle is compact and has very good fuel mileage. The vehicle also has a very good resale value.
In 2007, one of Toyota's top rated SUVs was the Toyota Highlander Hybrid. This vehicle won awards for its fuel efficiency and safety.
Nonrated: Person is covered if they drive the vehicle(s), but generally not affecting the premium. (Usually this means they are a licensed household member, but they have their own separate vehicle and insurance policy) Excluded: Person is generally not covered if they drives the vehicle(s) on the policy and there is also no premium being charged for them. this is not offered by every company. Rated: Person is covered and they may affect the premium.
There are many different categories of vehicles, such as large sedans or small SUVs, so it would not be possible to pick the one best-rated vehicle. However, the Insurance Institute for Highway Safety (www.iihs.org) has picked the best-rated vehicles for many different categories. The best-rated large cars include the Ford Taurus and the Buick Lacrosse; the IIHS rates the Audi A3 as one of the top midsize cars. The 2011 Toyota Sienna is the highest-rated minivan, while the Dodge Journey and Lexus RS are some of the top-rated midsize SUVs.
A person cannot buy a Melody Toyota. This is the name of a Toyota dealership! Not a very highly rated one either, at least from the reviews that have been posted.
The 2006 is rated at 3500 lbs Note: I have a 2006 Toyota Highlander Hybrid. The factory HITCH is rated at 3500 lbs. The factory label on the inside of the driver's side door lists the VEHICLE'S GVWR at 5675 lbs!!! Therefore, I need a bigger, stronger hitch to tow the vehicle's GVWR.
Assuming he is rated on one vehicle in your household, that policy will likely increase due to this loss, or any vehicle he is rated on.
Yes - I don't see any issue with this... Let's say, your daughter is in town for a significant amount of time, and she is still insured on her own policy with her own vehicle which is in another town. She could still be rated on your policy for your vehicle, while this may not be necessary, it might be to your advantage if something were to happen while she was borrowing the car.
yes his car is still covered as long as he gives you permission to drive it. I would suggest you get rated on vehicle. The reason is that when you go back to your own vehicle, that you want prior insurance. Insurance companies use prior insurance as a discount.
No. The person whose name is on the legal title must insure the vehicle. The mother-in-law should be rated as the driver, but if your name is on the title, you must insure it.
Yes it will. The fact the the insured gave permission to someone who was irresponsible and drove under the influence of alcohol, proves that particular policy may be more of a risk for the Insurance carrier than initially rated for. In addition, the insurance company will also need to determine if this driver has use of the vehicle on a regular basis and /or may be an undisclosed driver, which may not have been rated in the policy