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What is the difference between a non rated driver and an excluded driver?
Wiki User
∙ 13y ago
Nonrated:
Person is covered if they drive the vehicle(s), but generally not affecting the premium. (Usually this means they are a licensed household member, but they have their own separate vehicle and insurance policy)
Excluded:
Person is generally not covered if they drives the vehicle(s) on the policy and there is also no premium being charged for them. this is not offered by every company.
Rated:
Person is covered and they may affect the premium.
Wiki User
∙ 13y ago
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