its $240.00
If the real estate agent is unlicensed than they are not a real estate agent. If someone is seller their own home they can show their property or designate someone over 18 year of age to show their home. By law an unlicense individual are not allow to enter properties without a licensed real estate agent.
Insurance companies do not fine anyone for any reason. However, if you allow a person who does not have a license drive your vehicle it is most likely a violation of the terms of your insurance policy which is a legally binding contract. In the contract you most likely have agree to report any drivers to the insurance company and not to allow anyone who is unlicensed to drive your vehicle. By violating the terms of the contract the company will most likely not cover any damages caused while the vehicle is being operated by unlicensed driver. This will void the policy completely. Why would you want to do this for any reason?