its called specialize
During the Middle Ages, most people were farmers.
I think you're asking about Orthodox Jews - they do business with most people, but stick with their own kind.
Logos
Most people go to some one that actually knows what they are doing.
reduced spending
Absolutely! Most of the hard-core contributors are "Wiki-holics" and love spending time on the site answering questions.
The answer depends on how you're doing it now. If you're doing it the way most other people do it, then the answer is "no". If there were an easier way, then most people would be doing it that way by now.
Most federal mandatory spending is spent on entitlements.
What are most [people doing when they are being attacked by sharks. when there not swimming
Most don't vacation. They believe it is frivolous spending.
Kind people,people who respect,but most of all the cenation.
French people will be on vacation