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What is uninsured insurance?

Updated: 8/17/2019
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14y ago

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In auto insurance, 'uninsured insurance' refers to a type of coverage for accidents caused by a motorist without insurance or hit-and-run accidents in which the driver who caused the wreck cannot be identified. In other words, your insurance may cover the cost of damage to your car, medical expenses, and other expenses.

http://www.superpages.com/supertips/what-is-uninsured-or-underinsured-motorist-coverage.html

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Does uninsured auto insurance cover property damage?

If you are uninsured then of course not.


How is one protected under car owners insurance when one drives and is in an accident with a party that does not have insurance?

You need to have uninsured motorist insurance as a rider on your insurance. If not you will have to sue the uninsured driver.


What does it mean to be Uninsured?

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The best Virginia uninsured motorist insurance is probably the one offered by Triple A Auto Insurance of the one offered by Farmer's auto insurance or Geico.


Can you use uninsured car insurance towards your car if you don't carry collision?

An Uninsured car has no insurance. Your liability coverage may follow you to it if it is a replacement vehicle but would not cover damage to the uninsured vehicle.


Is insurance for uninsured motorists available in the state of Pennsylvania?

Yes insurance is available for uninsured motorists in Pennsylvania. I recommend Allstate Insurance Company. It is widely known and they offer great insurance to almost everybody at affordable prices. You can check out their site at allstateinsurance.com.


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