Workers' Compensation Insurance is mandatory for all employers to carry and pay for in all states. (Exceptions for self-insured employers are made; this is another whole topic). Employees are NEVER required to pay any part of the premium for this coverage. It is the EMPLOYER that is 'covered' and the purpose is to protect employers from damages awarded in lawsuits that could conceivably put them out of business. Most workers' compensation laws, in each state, went into effect in the early 1800's, during the industrial revolution, when employees were suffering serious injuries and either 1.) receiving NO compensation at all, or 2.) being awarded compensation via the court systems which generally crippled the employers, thereby eliminating jobs and income for entire companies. States realized that provisions needed to be made that would protect the injured workers and their families, but enable employers to continue operating and providing employment and income. Each state has a department, bureau, commission, etc., that regulates the laws pertaining to workers' compensation. Each state also has a 'state fund', which will provide insurance coverage to employers, for a premium. Forty-eight of the states also have competition with private insurers; three states have 'exclusive funds', meaning only the 'state fund' provides WC coverage:, Washington, and West . This means that employers MUST purchase their coverage from the state fund or be self-insured. (They must, of course, show due diligence, showing themselves financially able to be self-insured.)
A insurance provided by employers for injured employees. There is a provision in Texas law whereby an employer may elect not to purchase workmens' comp insurance. About 33% of Texas employers do not have WC insurance.
You are allowed up to three employees before you have to do workman's comp.
my lawyer said to me the workmens comp ins comp. said to give them a number for my pay out. how do i do this? i live in cali
Answer is No workmens comp is only applicable to injuries sustained while on the job, damages to a vehicle are not part of workmens comp.
AnswerFederal law developed the work comp system and every state has a unique form of it. If you have a single employee, then you need work comp insurance. No matter the state. If the employee becomes injured, if you don't have work comp insurance they can sue your company and you personally for not carrying the work comp insurance.You can be a sole P, INC, LLC, or partnership and get work comp insurance. You can even get work comp insurance for yourself as an owner.Check with a local insurance broker to make sure you are following your states law.
no I didn't get a form for workmens comp
Do i need to file income taxes ,workmens comp did not send me a 1099? I did not file last year 2007 because i asked workmens comp. for a 1099 they did not send ...so i assumed i did not need to file. Can i file both years?
I am self employed in Ohio. Am I required to have workmens comp on myself.
In general, it should be reported when it happens so that the employers workmens comp insurance can know that you didn't receive the injury at home.
No they can't, if it has only to do with being on WC.
NO, if you are out with work comp you get paid thru them.
Even though you're out of work due to a worker's comp case, your premiums for your medical insurance still need to be paid. Just keep in mind that your medical insurance pays for medical illness and isn't related to worker's comp. Your employer may be willing to help you pay the premiums until you get back to work.
General Liability and Workmens Comp with policy rangong from 1000000 to 2000000 depending what type of windows residential or commercial.
It depends on the policy of your employer...I believe.
You can find lawyers in the phone book that specialise in workmens comp cases.Also there are lawyer refferal offices.Can check with Better business buero to see if any complaints on lawyer.
Yes you can be fired will on workman's comp. Going on disability or WCI does not pardon you from any terminable offenses.
In most states the employer MUST carry Workmens Comp. It's the law. Check with your local wage and hour or whatever it's called in your state. Workmens Comp protects employees while on the job and pays for the medical costs when an accident occurs while at work. On the other hand, if you're talking about health insurance, employers are not required to carry medical policies for employees but many employers do because it is a good way to keep valuable employees from seeking other employment.
No you can not, and you can get in a lot of trouble for doing so.
yes, but if you get caught, you will lose the workman comp payments In other words, you can't do it legally.
no, unless you owe them for a fraudulent claim you received funds from.
Workmens sells an Insurance that covers the policy holder for injuries or medical conditions caused by their employment which leads them to be unable to work. It provides a salary.
If you are talking about the med you get for workers comp pain they do pay the 100% (do not use your ins.)... (doctors visits as well) 100% If you have been injured on the job, Worker's Compensation is responsible for the WHOLE thing. It is not responsible for the 20% copay for your health insurance. It is illegal for you to file a work related claim on your personal insurance. Such claims must be covered by work comp per the Worker's Compensation Act. If your health insurance finds out, they can demand repayment.
Workers comp insurance has nothing to do with family members. Workers comp insurance is an insurance policy that your employer will have on if in case you get hurt at work.
FICA has nothing to do with workers' comp. FICA are the deductions for Social Security (Federal Insurance Contributions Act) and Medicare. State law usually requires workers' comp for businesses over a certain size. It covers work-related medical expenses. So you have to find out if your employer is required to have insurance, and if the harm you suffered is work-related. In other words, consult a WC lawyer.
Contact the adjuster handling your case, they will surely know.