It is most likely a liability coverage if you should injure someone while riding your bike you would be covered to the limit of the policy. Ask your agent.
Wrongful death will generally be covered by the liability portion of the policy. Many people skimp on this which is very foolish in my opinion. The difference between a $300,000 coverage and $500,000 coverage for a comprehensive policy in CA is about $10/year! I would also recommend looking at a personal umbrella policy. They can be very inexpensive especially if you have sufficient assets for someone to sue you for.
New Mexico motorcycle laws require that you may either leave $60,000 in cash or a surety bond with the state treasurer's office or purchase liability motorcycle insurance. The minimum coverage limits you must have as part of your motorcycle policy are: $25,000 for bodily injury or death of one person; $50,000 per accident for bodily injury to or death of two or more people; $10,000 per accident for property damage.
Get StartedThis Notice of Death is used to advise an insurance company that an auto or homeowners policy can be terminated because of the death of the policy owner.A policy should not be terminated until the insurance coverage is no longer needed. If insurance coverage will be needed for a longer period of time after the death, an insurance company representative or agent should be contacted regarding premium payments and to make sure that insurance coverage will continue for the desired amount of time.
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