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You need to own or have the opportunity to buy real estate. You need a reliable income that is sufficient to pay the bills and expenses you have and make the mortgage payments. You need a reasonably good credit record. You need a down payment and the money to pay the closing costs.

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Q: What items do you need to get a mortgage?
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Does a co-signer on a home need to live in the house?

No, unless it is required by the lender. You need to review your mortgage documents.No, unless it is required by the lender. You need to review your mortgage documents.No, unless it is required by the lender. You need to review your mortgage documents.No, unless it is required by the lender. You need to review your mortgage documents.


Do you have a mortgage from AARP Reverse Mortgage?

No I do not have a mortgage from AARP Reverse Mortgage because I am not 100 years old. That is for old people who need money and do not need their house any longer because they will be dieing soon.


How long are you required to have mortgage insurance?

You will need mortgage insurance as long as you still have a balance to pay on your mortgage, so in essence for as long as you have a mortgage.


Can you drop hazard insurance from your mortgage?

You need to review your mortgage documents. You signed a contract and you need to determine what the terms are regarding insuring the premises.You need to review your mortgage documents. You signed a contract and you need to determine what the terms are regarding insuring the premises.You need to review your mortgage documents. You signed a contract and you need to determine what the terms are regarding insuring the premises.You need to review your mortgage documents. You signed a contract and you need to determine what the terms are regarding insuring the premises.


Can someone on disability cosign a mortgage loan?

You need to ask a mortgage agent.

Related questions

Which of these items is a tax deduction?

interest on a home mortgage


What if you want to change the property of a mortgage loan?

You need to discuss it with your lender. The present mortgage would need to be discharged and the new mortgage executed if the lender agrees.You need to discuss it with your lender. The present mortgage would need to be discharged and the new mortgage executed if the lender agrees.You need to discuss it with your lender. The present mortgage would need to be discharged and the new mortgage executed if the lender agrees.You need to discuss it with your lender. The present mortgage would need to be discharged and the new mortgage executed if the lender agrees.


Why would a person need a second mortgage?

A person would need a second mortgage because it is a way to avoid mortgage insurance. They might also need a second mortgage if they need a lump sum of cash.


Do accountants need mortgage software?

Sometimes accountants will need mortgage software. They will need this if they have been hired by someone who wants to keep track of their mortgage. Most of the times an accountant will not need it though.


Does a co-signer on a home need to live in the house?

No, unless it is required by the lender. You need to review your mortgage documents.No, unless it is required by the lender. You need to review your mortgage documents.No, unless it is required by the lender. You need to review your mortgage documents.No, unless it is required by the lender. You need to review your mortgage documents.


Do you have a mortgage from AARP Reverse Mortgage?

No I do not have a mortgage from AARP Reverse Mortgage because I am not 100 years old. That is for old people who need money and do not need their house any longer because they will be dieing soon.


Does homeowners insurance pay off your mortgage if one of the homeowners dies?

No. For that kind of benefit you need mortgage insurance or a life insurance policy.No. For that kind of benefit you need mortgage insurance or a life insurance policy.No. For that kind of benefit you need mortgage insurance or a life insurance policy.No. For that kind of benefit you need mortgage insurance or a life insurance policy.


How long are you required to have mortgage insurance?

You will need mortgage insurance as long as you still have a balance to pay on your mortgage, so in essence for as long as you have a mortgage.


Can you drop hazard insurance from your mortgage?

You need to review your mortgage documents. You signed a contract and you need to determine what the terms are regarding insuring the premises.You need to review your mortgage documents. You signed a contract and you need to determine what the terms are regarding insuring the premises.You need to review your mortgage documents. You signed a contract and you need to determine what the terms are regarding insuring the premises.You need to review your mortgage documents. You signed a contract and you need to determine what the terms are regarding insuring the premises.


Can someone on disability cosign a mortgage loan?

You need to ask a mortgage agent.


What do you need to calculate your mortgage and the rates?

First you will need a copy of your income, bills, and mortgage itself. Next you will need to find the rates specific to your location. This can be done by seeing a mortgage broker or watching you local news.


Do you need a solicitor to take your wife off the joint mortgage?

Your solicitor can negotiate with the lender for you but the mortgage is owned by the lender. You cannot take your wife's name off the obligation if she signed the mortgage. You would need to refinance in your own name and pay off that mortgage. You need to discuss the situation with your bank. If you want the mortgage in your name alone the property must also be in your name alone.Your solicitor can negotiate with the lender for you but the mortgage is owned by the lender. You cannot take your wife's name off the obligation if she signed the mortgage. You would need to refinance in your own name and pay off that mortgage. You need to discuss the situation with your bank. If you want the mortgage in your name alone the property must also be in your name alone.Your solicitor can negotiate with the lender for you but the mortgage is owned by the lender. You cannot take your wife's name off the obligation if she signed the mortgage. You would need to refinance in your own name and pay off that mortgage. You need to discuss the situation with your bank. If you want the mortgage in your name alone the property must also be in your name alone.Your solicitor can negotiate with the lender for you but the mortgage is owned by the lender. You cannot take your wife's name off the obligation if she signed the mortgage. You would need to refinance in your own name and pay off that mortgage. You need to discuss the situation with your bank. If you want the mortgage in your name alone the property must also be in your name alone.