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What and where to find free credit reports?

Free credit reports are basically what the name implies. It's a report that shows you what your credit is and what kind of credit lines you have currently open or have closed. Freecreditreport.com is a great site that allows you a once a year view of your credit report online.


Is there a website that will give me a free annual credit report?

There are quite a few websites that will give you a free credit report. The problem with most is that you will have to sign up for a trial of some kind of credit monitoring. This is fine if you remember to cancel before the free trial is over. If not then you are stuck paying there extremely high prices per month. You are better off to go to your local credit beauru where they will give you one free credit report per year. If you want to try the website try freecreditreport.com but just remember to cancel your "free" trial afterwards.


Do you know how much the charge is for an eperian credit report?

There is no such thing as an eperian credit report. Perhaps you meant Experian Credit Report? In that case, it depends on what kind of service (personal, enterprise, small business, credit education) you are seeking. Currently, to get your own credit report, it costs $1.


How to Remove an Error From a Credit Report?

There are a number of errors that could be present on your credit report, which range from a debt not being yours, to just false information. In fact, over 80% of credit reports contain some kind of error (after all, imagine how many Deborah Smiths there are). Errors on credit reports can potentially lower your credit score and eventually cost you more money in higher interest rates. The lower the credit score, the more difficulty you will have in obtaining credit or loans.It is important to check your credit report regularly to insure that it is error free. The Fair Credit Reporting Act (FCRA) requires that each of the three national credit bureaus, TransUnion, Equifax and Experian, provide consumers with one free credit report per year.Once you have your credit reports, investigate the creditors and information included on the reports and make sure it is all accurate. If you do spot an error on your credit report, you do have the option of disputing the information online by answering a few short questions. The credit bureau will investigate your dispute and has 30 days to respond. This usually involves notifying the creditor, who must provide sufficient proof as to whether the information is inaccurate or not. If the creditor finds that the information is inaccurate, they must notify all three of the credit bureaus and have it corrected. The credit bureau must also provide in writing of the results of the investigation and a free credit report if the findings are a result of a change in the report.You may also choose to dispute an error on your credit report in writing instead of online. If you choose to do so, make sure you include the following:Your full name and address.The information that is incorrect. Make sure to identify the exact item in the report that you are disputing.Include copies of supporting documents, not originals.It is helpful to include a copy of your report with the disputed item identified.Send your letter by certified mail, return receipt requested to keep track of the time period that the credit report receives your letter.It does take a little bit of time to correct an error on a credit report, but in the end it will be reflected in an accurately reported credit score, and will be worth it.


How can a landlord report good credit for a tenant?

You are unable to report "good credit" to the credit bureau but I found a website that allows landlords to prepare reports on tenants and view reports that other landlords have completed. The reports are in a yes/no format so they are easy to complete, professional and unbiased. It is AboutTenants.com. It was launched in 2008 so it is new, but has significant potential for landlords. It is a free sight (though does require registration for full access). They also have free lease agreements, addendums, and other rental forms that contain terms that help protect the landlord. By creating a report on your tenant, you may be able to help him/her in the future obtain the rental that they are applying for!


Two Kinds of Credit Check Reports?

There are "soft" and "hard" credit check reports. The soft kind is when the credit report is issued to businesses who are engaged in promotional campaigns. They want to see what kind of audience they may have for their product, and what kind of market they can envision. The soft kind includes checks by you and also businesses that have your accounts. The hard credit checks were those made by businesses from who you have applied for credit. A record is kept all of these checks and prospective employers or others may see it.


How do you know if you get a good interest rate on a mortgage loan with bad credit and a good cosigner?

I would find out all the bad stuff on your credit report and find out your credit score and then call a few lending companies and tell them your info. and details, but not your SSN. and see what kind of interest rates they say they can give you. Tell them up front you are shopping around for the best rate you can get. They'll understand you are being a smart shopper and tell you the best they can do for you. After comparing then you'll have an idea on what you should be getting. The reason I say to just tell them your information and not your SSN is because if you have too many people pulll your credit report or score, it will make your score go down. So just make sure you know your report and score and they will be able to give you a very close answer. Then when you know for sure who you want to go through, then you can give them your SSN. You are entitled to a free credit report every year, there is a website, it really is free and it isn't a free trial. It's the one your really entitiled to, the website address is: www.annualcreditreport.com they wil give you your report from all three reporting agencies.


What is Compello?

Compello is a company that buys performing and non-performing consumer and commercial accounts. These accounts might be credit cards, loans, current accounts, or any other kind of credit available in the UK.


How do you get credit for military service?

what kind of "credit" ??? You have to serve in the military to get any kind of credit.


How long does it take to show up as an authorized user on credit card on my credit report?

If someone adds you as an authorized user on their credit card account, and they supplied your SSN when adding you, it would probably show up within 30 days. Of course that means that you would have to get a new report each month or sign up for some kind of Alert service.


How do your remove item or items from credit report?

You cannot remove items from you credit report. What you can do if you feel that some thing on it is not right or should not be there at all, is write to your local credit bureau explain what is wrong and send them some proof. This may take a while, you must have some kind of proof. Simply not wanting to pay something or misunderstanding is not enough to get somethinh removed. You cannot remove items from you credit report. What you can do if you feel that some thing on it is not right or should not be there at all, is write to your local credit bureau explain what is wrong and send them some proof. This may take a while, you must have some kind of proof. Simply not wanting to pay something or misunderstanding is not enough to get somethinh removed.


What are credit card reward points?

To obtain information about credit cards and the kind of rewards they offer visit the website www.canada.creditcards.rewards.com. The American express cards offer air miles which you can use to get free travel or free items for your home.