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Insurance companies that do not have staff adjusters will hire independent adjusters to adjust the claims that come in under the policies that they write.

Most claims have to be adjusted, so a company without a staff of outside claims adjusters usually rely on an independent adjusting firm to represent their interest in the claim process. Independent adjusters do not work for any specific insurance company; they will work for any insurer who requests their services.

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Q: What kind of insurance company needs independent adjusters?
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