What kind of insurance covers house fires?

Answer 1

Perhaps the most beneficial type of coverage of house insurance is the fire only kind of coverage. This is because fires are more common and more likely to happen as opposed to strong winds and heavy storms, robberies, etc. unless you are living in an area where it is frequent (e.g. Chicago for its strong winds). Fires can more likely occur in very hot and dry places such as the Arizona area or any desert area, so this should come into consideration when you live in a place like such.

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