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What kind of insurance policy would cover your home if a car ran into the home?
Wiki User
∙ 11y ago
Home owner
Householders' Policy covering your house property which protects against natural calamities and damage caused by incidents of accidental nature.
Wiki User
∙ 11y ago
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Does home owners insurance cover everyone in the house?
That would depend on the wording of your policy.
Does homeowners insurance cover a non licensed in home daycare for personal injury?
It depends on the terms of the policy, but it's really unlikely that an insurance policy would cover illegal activity.
What does home owner insurance not cover?
There are millions of things that a homeowners insurance policy does not cover. To find out what it does cover just read your policy, anything not on there is not covered.
Why would my tenants wants to be on my home owner's insurance policy?
Not sure. But if they have no legal interest in your home then they cannot be listed on the policy. The tenants can obtain renters insurance which will cover their personal property.
Does homeowners insurance cover dishwashers?
If Your dishwasher is just malfunctioning and needs a repair man then NO, Your home Insurance Policy does not cover Appliance Maintenance.A good home insurance policy should in fact cover damages to your home caused by a dishwasher if you have coverage on your policy for Water Damage, But it will not cover the dishwasher itself unless it was damaged by a covered peril under the terms of you insurance policy.
What are the limitations of a contents only home insurance policy?
Depending on one's policy and specific insurance company. The limitation or drawbacks of a contents only home insurance is just that. The policy will only cover the contents in one's home if there is a fire or a robbery some times. The policy would not cover any damages that were made to the home by natural storms etc. Depending where one lives it is the law to have home owners insurance or renter's insurance to live in a dwelling.
Does your home insurance cover damage to your car from falling tiles during a storm?
No, Homeowners insurance does not cover damages to your automobile. Your home insurance policy is property insurance for the specified structures and real property listed on the policy. Cars are not listed as covered property on your home insurance policy, that's what auto insurance is for.
Can homeowners insurance cover a new heater if faulty?
No, but if you have a home warranty policy that policy may cover it.
Will the home owners insurance cover if my vehicle hit my garage wall?
No,, That would be covered under your auto insurance policy. Homeowners insurance does not cover damages to street vehicles.
Do home insurance cover your animals if hit at home?
No, the home policy does not cover the occupant of the home, including pets.
Does homeowners insurance cover losses a friend incurred from being robbed inside the home?
No. Your friend is most likely not a named insured on your homeowners insurance policy. Your homeowners insurance policy is specific to you and your property. It would also not cover the losses of a tenant.
Will homeowners insurance cover damage to your home due to improper construction?
That would be covered under Your Builders General Liabiity Insurance Policy,
