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Only 4 1) The person died or committed suicide within the 1st two years of the contestable period and there may have been erroneous or false info provided at the time of the application. After 2 years it pays regardless. 2) The person died while committing a felony. 3) There was no insurance in force on the person when the person died 4) The insured person is not dead. This assuming "the policy" was a life policy. 4lifeguild

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Q: What kinds of things might occur to cause an insurance company not to pay benefits on a policy?
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