Surgical lube but That is not usually on hand, so just spit in it the person will be fine
ANAL LUBE
net npa ratio
Fugro NPA was created in 1972.
Some lesbians use lube, some don't. It depends on the couple and the situation.
A net NPA is the amount of loans you owe all together. NPA is a term used by financial intuitions that relates to the loans you have out that are in default.
GROSS NPA; ALL BANK ADVANCES CATEGORISED AS SUB-STANDARD, DOUBTFUL AND LOSS ASSETS NET NPA: Gross NPAs minus Provisions made on them as per the standards laid down.
It can be, and is, frequently. But do not use it as a lube on natural rubber - it will "eat" it.
gross npa = sub standard assets +doubtful assets + loss assets
Net NPA = Gross NPA - (Balance in Interest Suspense account + DICGC/ECGC claims received and held pending adjustment + Part payment received and kept in suspense account +Total provisions held)
lube
Yes.