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The term obligation means an agreement to do something or a sense of duty. For example one could be under obligation of a contract or feel a sense of obligation to look after a friend.
It is not appropriate to provide information about someone over the internet. It is preferred that you ask a friend.
It is not possible to provide an interpretation without some information about the dream itself. However, because a dream is always about the dreamer, it is safe to say that "your friend's dream" is about "your friend."
One's local rabbi can provide such information, as can a friend of family member who practices Judaism. Otherwise, Wikipedia is a good general resource for such information.
Yes, there are people who can provide information for your friend about auto insurance. You could start off by asking your insurance agent to explain it to him or by contacting an insurance company.
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An obligation is something you are bound by duty to do. It could be a legal obligation arising from a contract, in which a person has promised to do a certain thing as a part of the contract. It could be a moral or ethical obligation which could arise as a result of a promise which is not legally binding, or from a relationship. E.g. "You said you'd visit the sick and elderly after church and you have an obligation to follow through." "I feel that, as a friend, I have an obligation to attend her funeral." "It's your obligation to take care of your brother's widow and children."
A referee is someone who knows you in a professional capacity, a former teacher, a former employer or supervisor, someone that you've worked for in a volunteer capacity. The purpose of the referee is for a prospective employer to contact someone who knows your work experience, reliability, ability to adapt, etc. You should have selected these references before you go to interviews and you should contact the referee yourself to ensure that they will consent to being listed. You will need to provide a number or contact information.
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Well, considering that he is your best friend then you have an obligation to tell him. That is what best friends do. if you like the girl and she likes you, then ask your friend if he would be offended or hurt if you two were together.
Call your country health department or mental health society. They will be able to provide the information you need.