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Q: What organizations collect and disseminate personal credit records?
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Where can you look up bankruptcy records?

It's important to first know that these records are, in fact, considered public records. In order to successfully conduct a record search, you have to thoroughly search all levels of public records: the county, state and the federal. You will normally have to file for a personal request to view the file. Our company is actually in the process of compiling state databases and repositories you can search for free at: http://www.docusearch.com/free.html?refer=blog.


How does one prequalify for a home loan?

To prequalify for a home loan, one must first arrange to meet with their personal banker. Then, they must provide the bank with their overall financial records to determine if they qualify for a home loan.


Is corporate bankruptcy records contained in a personal credit report?

Past bankruptcies may indicate a history of poor financial management and excessive debt. Financial difficulties increase the risk of fraudulent behaviour. In Canada, the Office of the Superintendent of Bankruptcy provides an Insolvency Name Search. It includes reports of all personal and corporate bankruptcies and proposals filed since 1978 and records of all receiverships since 1993. For the U.S., Lexis provides a Combined Bankruptcy Filings database that has summaries of personal and corporate bankruptcies for all U.S. states, District of Columbia, Guam, and Puerto Rico. Westlaw provides a similar database, Bankruptcy Filings Combined. AutoTrackXP by Choicepoint provides detailed reports on individuals and companies formulated from their large database of U.S. public records. Bankruptcy information is included.


What is a charge off on your credit?

A charge off is when a creditor basically gives up trying to collect the debt and "charges off" the debt from their books. They do this more for their benefit than the one who owes. It allows them to close out the file and clean up their records. This looks especially bad on a credit report.


What is the accrual basis method?

accrual basis method of accounting is when an accountant records revenues when earned and records expenses when incurred. as opposed to the cash method where an accountant records revenues when received and records expenses when paid.

Related questions

How many days a system of records notice be published before before an executive agency begins to collect Personal identifiable information for a new system of records?

It must be published for 40 days before personal information can be collected for a new system of records.


How many days must the system of records notice be published before an executive agency begins to collect personal identifiable information for a new system of records?

The system of records notice must be published 40 days before an executive agency may begin to collect personally identifiable information for a new records system.


What does a discophile collect?

records


How many days must be SORN be published for an executive agency can collect PHII for a new system of records?

It must be published for 40 days before personal information can be collected for a new system of records.


How many days must a system of records notice be published before an executive agency begins to collect personally identifiable information for a new system of records?

It must be published for 40 days before personal information can be collected for a new system of records.


How many days a system of records notice be published before before an executive agency begins to collect personal identifiable information?

A system of records notice must be published at least 30 days before an executive agency begins to collect personal identifiable information. This notice is required under the Privacy Act and allows the public to review and comment on the agency's data collection practices.


What is the background check?

A background check is a process where an individual's criminal, financial, and personal records are reviewed to verify their history and qualifications. Employers, landlords, and other organizations often conduct background checks to ensure the safety and trustworthiness of the individual.


Where do credit reporting agencies collect their information from?

Credit reporting agencies collect their information from several sources, including direct investigation, trade creditor and banking connections, insurance records, and public records


How many days must the system of records notice be published before an executive agency begins to collect personally identifiable information begins to collect personally identifiable?

The system of records notice must be published 40 days before an executive agency may begin to collect personally identifiable information for a new records system.


How long should personal tax records be kept in Australia?

A person should keep personal tax records for about 7 Years in Australia.


How many days must the system of records notice be published before an executive agency begins to collect personally identifiable information for a new systems of records?

The system of records notice must be published 40 days before an executive agency may begin to collect personally identifiable information for a new records system.


How many days must the system of records notice be published before a executive agency begins to collect personally identifiable information for a new system of records?

The system of records notice must be published 40 days before an executive agency may begin to collect personally identifiable information for a new records system.