answersLogoWhite

0


Best Answer
Copy

ther are no penalties for the situation you describe. All drivers are subject to the same rate structure. Violations within the last 3 to 6 years depending on the insurer are generally surcharged regardles of a license suspension or not. Suspensions lasting ten years are more may result in the person being rated the same as a newly licensed driver.

User Avatar

Wiki User

โˆ™ 2007-07-13 07:18:24
This answer is:
๐Ÿ™
0
๐Ÿคจ
0
๐Ÿ˜ฎ
0
๐Ÿ˜‚
0
User Avatar

Add your answer:

Earn +5 pts
Q: What penalties does an excluded spouse on auto insurance incur once their licence is reinstated and they try to obtain auto insurance again?
Write your answer...
Submit

Related Questions

How soon can a driver licence be reinstated after all fines are paid in Minnesota?

To reinstate your license in Minnesota,you must comply with all court-ordered penalties and requirements, and pay all fines.


If your drivers licence is suspended in California can you get reinstated in Oklahoma?

why not


How many points are you allowed to have on your driver's license?

You are allowed 12 point on your licence in the UK, then your licence is revoked. If you have had your licence for less than 2 year your limit is 6 points. Insurance companies and hire companies may either deny their services or impose severe financial penalties for your having points on your licence. PLEASE NOTE THIS IS FOR THE UK ONLY!?


Can Life insurance corporation's agent get a licence for general insurance of new India insurance?

You can get licence for both life and general business from IRDA for which you are to apply at the time of opting for fresh licence and/or at the time of renewal.


How long does it take to reinstate your license after they have been suspended?

When your licence is suspended, you'll be notified how long the suspension period is for. Additionally, you may be informed of a date when you will be eligible to receive a hearing to examine the possibility of having your licence reinstated earlier. Once your suspension period is over, your licence is reinstated as soon as you get to the DMV office and pay your fees.


Can you get your licence reinstated if you still have outstanding DUI charges in another state?

Have you ever had the feeling that maybe you have a drinking problem?


Can you get a drivers license in Massachusetts if you are suspended in another state?

Not until you've met the conditions to have your licence reinstated in the state which it was suspended in.


Can you still have commercial insurance if business license is suspended?

Legally you cannot continue to have commercial insurance till your business licence is revalidated. It's your duty to intimate the Insurance Co. about the suspension of your business licence.


Can you get your license before insurance?

Yes you can. In fact, you would need your licence to get insurance coverage.


Does your auto insurance stay valid if you crash with an expired license?

Most insurance companies will specify that the driver must be 'road legal'. That means a valid driving licence for the vehicle must be held, an expired licence is not a 'valid' licence.


What are the penalties of a DUI?

fine, jail, lose of licencePenalties are generally the same: suspension or revocation of driver's license, fines, possible jail time, and alcohol evaluation classes.


Can a person who doesn't own a car or have driver's insurance rent a car?

If you don't have the licence or the insurance, no


If you have a licence but do not drive can your insurance company make you pay in Pennsylvania?

If you are a listed driver on an insurance policy then your characteristics will be considered in the rating of the insurance policy. Under some circumstances a listed driver will have very little if any impact on the premium. In other cases a listed driver will impact the premium significantly. Many insurance companies require that all licensed drivers in a household be listed and proper premiums be paid or excluded, in writing, from coverage. If you decide to exclude a licensed operator then there would be no coverage for that person on the insurance policy. I personally know of a situation in which an excluded person was allowed to drive the car to church on Sunday. There was an accident and all coverage was denied by the insurance company.


Do safety belt violations effect insurance?

yes, any ticket will add points to your licence (i think a seatbelt ticket only adds one or two) and your insurance goes by the points on your licence


If my license is suspended in Florida can I get one in North Carolina?

No. Your license is suspended in all states. You will have to get reinstated in Florida first. Actually that is not true my licence are suspended in the state of Florida but i went to NC and I have a licence so you my friend are not telling the truth


Can a person get car insurance without having a car licence?

UH..NO!


How old have you got to be to drive a landrover in the UK?

when you get your licence but the insurance will be exspensive.


Can you get your own car insurance at 18?

Yes, all you need is your drivers licence or permit in order to get an auto insurance.


In the UK do you need insurance if you are driving with L plates and a provisional licence?

To drive a car on a provisional licence in the UK, you must have:insuranceL platesMOTTaxSupervision from a person who is over 21, has held their driving licence for three or more years and is sober and awake


What are the penalties for being convicted of driving while intoxicated?

getting arrested, loosing your car, fines, suspended licence, ect.


What are the penalties under Missouri state law to a driver who does not have automobile insurance?

Immediately upon being pulled over and failing to show proof of insurance, the driver is given a ticket. Then one of three things will occur. Either the court will send the conviction to be entered into the drivers record, they will enter an order of supervision, or the driver's licence will be suspended.


Will your insurance cover damages if your daughter is driving your car and there's an accident and the other person is at fault?

Yes but with subject to Your daughter is not excluded from your policy, you do not have a "limited" policy, your daughter holds a driving licence and has not consumed any alchohol and the insurance policy is not void. The damages to your car and to the third party property of the person can be covered up to the limit specified in your policy.


Which five states issue a license if you have a suspended license in another state?

Georgia, Michigan, Wisconsin, Tennessee, and Nevada are the five states which are not members of the Drivers Licence Compact. It might - there are no guarantees - be possible to receive a licence in those states if you have one which is suspended in another state. However, you must first be a resident of that state - only your state of residence can issue you a drivers licence - and, once you receive that licence, you'll be restricted to operating a motor vehicle within that state - if you're caught driving in another state with that licence, it's treated as you driving on a suspended licence. You will also not be able to drive in the state in which your licence was suspended until you've met the requirements to have your driving privilege reinstated in that state - when a state suspends your licence, your driving privilege also gets suspended, meaning you can't drive in that state on any licence.If you have a Commercial Drivers Licence, which is federally regulated, the above does not apply - get that suspended, and nowhere can you get another one issued until it's reinstated.


If your drivers license is suspended in Florida for lapsed insurance can you get a licence in another state?

No


Do parking tickets involve points?

No - Parking fines are 'non endorsable' penalties. You don't incur points on your licence for parking tickets.