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American Express typically charges an annual percentage rate (APR) on outstanding balances that can range from around 15% to 25%, depending on the cardholder's creditworthiness and the specific card product. For certain cards, particularly those designed for rewards or premium benefits, the APR may be higher. It's important to check the terms and conditions of your specific card to know the exact rate. Additionally, interest is generally compounded monthly on any unpaid balance.
What else can I help you with?
What are some of the advantages of having an American Express Corporate Card?
An American Express Corporate Card is a charge card that offers no pre-set spending limits. The card also entitles the holder to various point-of-sale discounts as well as cashback on some transactions.
When do you have to pay off an American Express card?
American Express cards are used for airlines, hotels, and other travel related activities. No credit limits are established for charge cards, but payment is expected in full within the next billing period to maintain one's credit record.
What type of payment cards does American Express offer?
American Express offers charge cards, credit cards, rewards cards (general rewards cards, cash-back cards, airline mile/frequent-flier cards, hotel or travel cards, retail or category rewards cards) , pre-paid cards and business cards.
Can you express clear a cheque at Lloyd and bank?
You can 'express clear' a cheque at any bank - but they will charge you a fee for doing so.
What does a charge off with a zero balance mean?
A charge off with a zero balance means that a creditor has written off your account as a bad debt. This will show up as a negative mark on your credit report.
Is American Express and Visa offer traveler's checks for a small fee - usually 1.5 percent?
no they charge no fee
What are the terms for American Express shopping?
The terms for American Express shopping include that you must be a member and current card holder and your account balance cannot overdraft. You must stay within the charge limit of your credit card.
Can I use my American Express card as credit with a 0 balance?
Yes, you can use your American Express card as a credit card even if it has a zero balance. When you make a purchase, the transaction will typically be approved as long as your account is in good standing. However, keep in mind that American Express is generally a charge card, requiring full payment of the balance each month, so it's important to stay within your credit limit and pay your balance on time.
Who is in charge at American Express?
Kenneth Chenault
Where do I find the american express employee directory?
Where can i find the name of the person who is in charge of american express vacation planning
Does American Express credit charge an annual fee?
"There are a variety of American Express credit cards available, and although some do not charge a fee, there are others such as the American Express Gold Card where I believe the annual fee is $125 per year."
How do you get cash out of an American express card?
You cannot...its a charge card
What is an American express card a charge card or credit card?
Credit Cards are a type of charge card. American Express is a charge card brand that offers both credit and debit cards. It depends on the account type of the person using it.
What is American Express' email?
japple1227--how do I receive an itemized statement of my charge account?
Why do a lot of places not accept American Express credit cards?
Credit card companies charge a fee for every transaction with their card and American Express fees tend to be higher than those of Visa or Mastercard, so some businesses avoid American Express to avoid this charge. Also, some companies have complained of American Express unexpectedly terminating their contract, hoping the other company will agree to a new deal that favors American Express more. Some companies do not appreciate this and refuse to sign a new contract with American Express.
What is the finance charge if the balance is 740.77 and the monthly rate is 1.3?
1.3 percent of 740.77 is 9.63
What is the finance charge on a credit card balance of 3299.19 at a monthly rate of 1.2 percent?
39.59
