In 2009, sixty percent of US employers offered health insurance for their employees. Because of the changes with the government's Health Care Bill, that number will likely change.
Yes.
There is no state or federal law in Arizona that requires employers to offer health insurance. It is a benefit that many employers choose to offer, but it is not required.
The reforms that President Obama is pushing for would not effect employers who currently offer health care. Although there is talk of implementing a minimum percentage requirement for employers to pay, the only way an employer would be affected now would be if they do not currently offer health insurance they would need to either pay a fine, contribute to their employer's health care insurance or offer an health insurance plan. That said, the reforms are aimed at controlling costs so in the long run, employers would pay considerably less.
All Hawaiian employers must offer employers liability insurance to their employees. Under no circumstances are they (employers) not to offer insurance.
You can get travel health insurance through an automobile club like CAA or AAA. Many employers will offer health insurance for out of the country coverage.
Employers, who in turn offer the benefits to employees.
No, many employers do not offer dental, vision or hearing benefits in their health packages.
The only state that has a health insurance mandate is Massachusetts. Employers in Arizona are not required to cover employees who work 30 hours or more. If health reform proceeds, however, employers who have at least 50 employees will be required to offer health insurance to employees who work 30 hours per week. Time will tell.
There is currently no requirement for U.S. employers to offer a group health plan to its workers. In 2014, however, all employers who have 50 or more people will be required to offer a plan, or to offer "free choice vouchers" for employees to buy their own plan on an insurance exchange. When 2014 arrives, employers' plans will have to meet certain standards. Plans will have to cover certain things (i.e. preventive care), for example. This is all assuming that nothing else changes between now and 2014! For more plain and simple answers to health insurance questions, visit Health Unsurance blog.
Some jobs provide individuals who are employees with health insurance benefits. However, not all employers provide health insurance, and in that case an individual would need to purchase their own health insurance if they wished to be covered. Also, some employers do not offer health insurance until after a probationary period (typically 90 days). If the employee wished to have health insurance during that period, they would have to purchase it on their own.
Not all employers are required to offer employers liabilty insurance in Kentucky. Some exemptions are made to some small businesses, and other special circumstances.
Most employers do offer the option of purchasing Ad&D insurance at a reduced rate. Employers are capable of getting group rates on insurance. This reduces the cost.