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What personal effects can you take when your house is in foreclosure?
Wiki User
∙ 14y ago
Anything not attached to home.
Wiki User
∙ 14y ago
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Can you take your refrigerator from your home that was sold at foreclosure auction?
Yes you, can. When a house gets foreclosed, it is based on the house itself, not its personal furniture and items.
Can you take out a personal loan for a house?
No. It is unlikely any lender would grant an unsecured loan for a house. They want to be able to take the property by foreclosure in the case of a default.
Can you sell your house during foreclosure?
Yes. The new owner would take subject to the foreclosure as well as yourself.
What can you take in a foreclosure?
You can only recover what the loan was for--house, land and so on.
In a foreclosure can they take personal property?
You must remove your personal property prior to the foreclosure sale. Once the property has been transferred you have no right to enter. Your property will be removed by a team of professionals and dumped.
Are you responsible to pay the mortgage after foreclosure?
No. The bank owns the house after foreclosure. But your credit report will take years to fix. Good luck.
What steps can I take to stop a foreclosure on my house?
The first step is to contact your bank or mortgage company. Many banks will work with customers to avoid foreclosure.
Are you responsible for boarding up your house if in foreclosure?
No. At least, you are not usually not responsible for anything except getting out of your house in foreclosure in this state. Once your house is foreclosed, it ceases to be your house and belongs to someone else. You then become a guest in someone else's house. It is that persons responsibility to take care of the house.
Can you put a lien on a house that is in foreclosure?
Yes, a foreclosure will, however, take priority over secondary and other liens, often everything except tax liens.
We filed chapter 7 bankruptcy. When can the bank take the house?
When you either voluntarily give up the house or you stop making payments (foreclosure).
Can you get a refinance loan with a credit score of 400 if your house is in foreclosure?
Your house is in forclosure, this means you do not pay your mortgage. Unlikely a bank would take such a risk!
Do you need to file banckruptcy before foreclosure?
No, but if you file bankruptcy you are willing to give up important things. Such as cars , money , boats, or anything value. That would help not having a foreclosure but it would take 2 years to get out the house if you recieve a foreclosure.
