0
What recourse do you have when your vehicle is damaged by an awning that was lying loose and blown off of the roof if the business owner is only willing to cover your deductible?
Wiki User
∙ 17y ago
Since you mention the deductible, you must have comprehensive insurance and will be turning it in to your company. THEY will pay everything except the deductible, collect the entire amount from the business owner or his liability insurance, and then send you a check for the deductible that you paid. You don't need to be negotiating with the business owner.
Wiki User
∙ 17y ago
Add your answer:
Earn +20 pts
In an accident if there is no damage to your vehicle but theirs is damaged do you pay a deductible?
No. The deductible only applies to your vehicle.
Do you have to pay your auto deductible if your vehicle is not damaged?
No. You only pay your deductible if you are setting up repairs.
Who is responsible for a vehicle damaged in your garage which was hit by an unknown vehicle?
since other (or negligent party) vehicle is 'unknown' then the collision coverage on the damaged vehicle will be the policy to fix this car.....(yes you will have some type of deductible)....homeowners policys typcially exclude everything about auto...
What is collision automobile insurance?
Collision pays to have your car fixed if it is damaged in a collision with another vehicle. There is usually a deductible that you have to pay.
If you are at fault in an auto accident do you have to pay the other persons deductible and my vehicle had already been damaged?
No. They are responsible for their own deductible. Because, when my van got hit, which was parked, I had to pay my deductible before the insurance company would cover it!
Does home insurance cover damaged items in car or auto insurance?
Yes, you are correct. Items in your vehicle that are damaged in an accident or fire or whatever are not covered by you auto insurance unless they are part of your vehicle. The alternative is that they are covered on your homeowners insurance. The downfall to this is that you will have a deductible on your homeowners insurance that you will have to meet first.
Can your insurance go after someone that damaged your car and get your deductible back?
Yes. If someone hits your vehicle and the insurance company pays for the damages, they will go after the person who was at fault for the damages paid and after they collect all the money paid out they will reimburse you for the deductible that you paid when the vehicle was repaired. The damages were paid under your uninsured motorists coverage which has at least a $250 deductible for property damage so when all the damages are recovered from the person, that will include the deductible and you will get a check back for that amount.
Are vehicle registration fees tax deductible in kansas?
Registration fees are only deductible when based on the value of the vehicle. KS registration is a set amount bsaed on the weight so they are not deductible. Your Property Taxes (paid at the same time) are deductible.
If you hit a parked car and the damage is over your deductible how does that work?
If you hit a parked car, the deductible applies to your vehicle, not the parked car. The other vehicle is covered by your liability coverage and there is no deductible attached. You pay the deductible on the repairs to your vehicle, usually to the shop after the work is completed, the insurance company handles the balance directly.
Can you make the driver of your vehicle pay you the deductible after the accident if they are at fault?
If they have insurance then you should not have to pay a deductible at all.
Do I need commercial vehicle insurance?
You must have adequate coverage regardless of whether or not the vehicle is commercial or not. If you're a business person then insurance upon your vehicles is often a tax deductible business expense so long as you're definitely using the vehicles for commercial purposes.
Are vehicle registration fees Federal tax deductible?
No
