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Yes.
Is a huge benefit. Self employment tax is your social security and medicare. If you were not self employed you pay only your portion. Now you must pay yours and your employers portion since you are your own employer. The employers portion is also treated as a deduction on page 1 of the 1040 so you get a little break.
Contact the employer. Did you move or change your address and not update your employers records? Perhaps it was returned to them by the Post Office.
Form 941
Employee medical records must be kept by employers for how long?
As much as they wish. It is unregulated. IRS limits the employer's tax deduction, but does not limit the benefit.
Yes and no, if an employer contributes to your Roth IRA directly the employer must report it as income to you. Since it is income they must also report it to uncle sam as taxable income and the employer will have to pay payroll taxes on the contribution. They can not pay into a Roth as the employer, so that answer is NO. Most employers will not want to deal with the potential IRS reporting nightmare this can have. That being said, the're companies that offer PDP, payroll deduction plans. These plans are employee funded through the employees paycheck. The funds can be used to fund any type of account, i.e Roth, IRA, 529 and so on. The Employer then sends one check monthly to the company of choice based on the amount each employee has withheld from thier individual pay checks, hence payroll deduction. If the employer is looking to offer this as a benefit to it's employee or key employee the employer would increase the employee's pay to match the amount the employer wishes to contribute to the employee. But ultimately it looks like the employee is making the contributions.
There is no limit based on percentage of income. However, most employer plans set a limit as a percentage of salary. Check with your employer for the limit they have set. The law allows them to set a limit as high as 100% of your salary, though I know of none that actually has a limit that high. The limit on before-tax contributions and Roth 401k contributions for 2009 is 16,500 ($22,000 if you are 50 or over) per taxpayer, no matter how many employers you have. There is also a limit of $49,000 total including all employer and employee contributions (before or after-tax) per unrelated employer. (Few employers allow employee after-tax contributions.)
The plural form for the noun employer is employers.
Yes.
Yes.
It's difficult to know the percentage of employers offering short term disability. There is no state mandated program as in other states. Short Term Disability is available to most employers as a voluntary employee benefit. Because you and your co-workers will pay the premium via payroll deduction, it's easy to get your employer to agree to offer the benefit. Your employer only needs to forward your premium to the carrier once a month.
An employer is the person you work for.
If an individual has made 401(k) contributions, the best place to check would be with the payroll department of the individual's company. As 401(k) plans are usually only offered through employers, the records for those contributions would be kept by the employer and the accounting or payroll office.
You can use a monthly payment calculator to figure out how your employer determines your monthly 401K deduction. A good site that has a calculator is labpixie.
Flexible Spending Accounts or FSAs are are pre-tax healthcare benefit offered by employers to their employees in an effort to offset the high costs of healtcare expensives. An employer is not obligated to offer the plan to their employee, but if they do, the monies deposited into the FSA saves the employer on paying FICA for the contributions.
The easiest way to save for retirement is to enroll in the 401(k) program that many employers offer. Contributions to the plan are deducted from paychecks automatically, and will often be matched by the employer.