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The surviving spouse will receive all jointly owned property, including bank accounts, real estate and some vehicles. Any property in which they are named beneficiary, such as life insurance, IRA's and some annuities. All other assets proceed accordance with state laws governing decendancy, with the spouse receiving the first $200,000 and possibly three-fourths of the balance of the estate. Decendancy laws can be confusing, so it may be that obtaining the guidance of a probate or elder law attorney would be the best option. Having trouble with the link, more information can be found at www.povertylaw.org, click hotline, then Colorado, scroll to 'Support for Widows'.

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Q: What rights does a spouse have at a time of death with a will by Colorado law?
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What rights do kids have at a time of death with no will in Colorado?

Not a life insurance question. Consult your attorney.


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How does the length of time a couple is married affect spousal rights in a will. How long do they have to be married for the new spouse to have rights to the estate if they were not included?

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