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What should I do if I am over my head in debt and can't find extra money to help pay off loans?
Wiki User
∙ 11y ago
When a person is in financial difficulty it is usually best that he or she consult a professional debt counselor or if that is not an option a bankruptcy attorney.
Bankruptcy should always be a last resort as it is very damaging to a person's credit and in some cases real and/or personal property may have to be forfeited.
There are many credit counseling, debt consolidation business and so forth. Anyone seeking such advice should research the company in depth. One should NEVER enter into an agreement with such a company (or any financial contract) unless they have a complete and clear understanding of the terms attached to any agreement.
The National Foundation Credit Counseling is sanctioned by the federal government and does consultations over the phone, in person and sometimes via email. The cost is free or based upon the applicant's ability to pay.
Toll free number...1-800-388-2227
Please see link for website.
Wiki User
∙ 11y ago
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money my friend they can make more off of you if you cant pay it.
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