No, a creditor would not issue a card or extend credit on the account of a deceased spouse. The creditor might be willing to issue a card to the surviving spouse based on his or her own financial situation.
The estate of the credit card holder. If the surviving spouse was an approved user, or co-signee they would also be responsible.
yes.
Alabama is not a community property state, the surviving spouse is not responsible for creditor debt unless he or she was a joint account holder.
In Michigan, generally, a spouse is not personally responsible for credit card debt solely in the deceased spouse's name. However, the estate of the deceased may be liable for the debt if there are sufficient assets. If the surviving spouse was a joint account holder or had co-signed for the credit card, they could be held responsible. It's advisable for the surviving spouse to consult with a legal professional regarding the specific circumstances.
No, the spouse is not responsible. However it does come out there assets left behind.
The estate will be held responsible. Given that the spouse was a card user, they can also be held responsible if the estate doesn't resolve the issue.
The estate is primarily responsible. However, a spouse is normally considered to benefit from such debt and can be held responsible.
In Connecticut, a surviving spouse is generally not personally liable for the deceased spouse's credit card debts unless they were a joint account holder. However, the deceased spouse's estate is responsible for settling any outstanding debts, including credit cards, before distributing assets to heirs. If the estate lacks sufficient assets to cover the debts, creditors may not be able to pursue the surviving spouse for payment. It's advisable for the surviving spouse to consult with a probate attorney for guidance specific to their situation.
California is a community property state, the debts of the deceased should be included in the probate procedure. Usually in California the surviving spouse is responsible for all debts incurred during the marriage even though he or she was not the named account holder.
No, an authorized user has no obligation to pay back the debt and the credit card company cannot make you pay the debt. They can request payment from the estate if there is an estate left.
In general, a surviving spouse is not personally responsible for a deceased spouse's credit card debt if the debt was solely in the deceased spouse's name. However, laws can vary by state, and in community property states, the surviving spouse may be liable for certain debts incurred during the marriage. It's essential for the surviving spouse to consult with a legal professional to understand their specific obligations and rights regarding the estate and debts.