Call your creditors and request a lower interest rate first, let them know you are having difficulty paying your bills. Ask if they can lower your minimum payment. If all else fails, go to a credit councelor (free in most cases) and get some help. You can also consider taking out a loan (or home equity loan) to pay it all off and consolidate your cards. Just be sure that once you get the loan and wipe out your credit card debt, that you cut up the cards or put them away so you can't spend and get yourself into debt again.
If you want to increase your credit card limit, you should use it regularly and create a predictable credit card history. Pay your bills on time.
One can pay credit card bills online by consulting with the website of their credit card company. Many companies offer an option to pay credit card bills online.
If someone needs help with their credit card bill then the first place they should ask is their credit card company. They can give more details on the transactions and help resolve issues.
Outstanding Bills
Depending on the credit card you might be able to pay by * a cash lodgement at your bank branch, or * by telebanking (I pay my credit card over the internet, by transferring money each month from my current account to pay the bill), or * you might be able to pay by direct debit. Many credit card companies allow online payment of bills. If your banker and credit card issuer are the same, then there should be an option for automatic transfer of funds when the bills are due. You could also pay your credit card bill with a debit card or through cash, I suppose.
If you want to increase your credit card limit, you should use it regularly and create a predictable credit card history. Pay your bills on time.
One can pay credit card bills online by consulting with the website of their credit card company. Many companies offer an option to pay credit card bills online.
If someone needs help with their credit card bill then the first place they should ask is their credit card company. They can give more details on the transactions and help resolve issues.
shopping bills,electric bills,telephone bills and etc
Outstanding Bills
i cant remember my credit card billing address
yes
Depending on the credit card you might be able to pay by * a cash lodgement at your bank branch, or * by telebanking (I pay my credit card over the internet, by transferring money each month from my current account to pay the bill), or * you might be able to pay by direct debit. Many credit card companies allow online payment of bills. If your banker and credit card issuer are the same, then there should be an option for automatic transfer of funds when the bills are due. You could also pay your credit card bill with a debit card or through cash, I suppose.
It is still bad credit history.
Pay your bills on time. Actually, use a credit card and pay your bills in full ahead of time.Paying bills on time will not make a credit history.USING credit will.Just be careful.
There are banks that give people with no credit a chance. But you should keep in mind that the interest rates of unsecured credit cards for bad credit are usually very high. So you should pay your bills on time.
If one can't pay one's credit card bills the best thing to do is to contact the credit card companies. Explain the situation. They will often agree a scheme by which one pays off the bill over a longer than usual period and with reduced interest.