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What should you do if you get a letter from a collection agency and the amount of the debt is wrong?
Wiki User
∙ 19y ago
The collection agency must give you thirty days to dispute any portion of the debt they claim you owe. You must send a written reply disputing the amount and any proof of your claim.
Wiki User
∙ 19y ago
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Is it legitimate if a collection agency sent you a letter stating that their client would settle for a certain amount if paid by a certain date and they want you to fax the letter to them?
Before making any commitments to a collection agency, you should get confirmatio from the original creditor that the collection agency has legal authority to collect at settle the debt.
If a collection agency sends a letter to an employer asking for personal information should the employer answer it?
If the employment agency will charge a fee
How can you stop calls from a collection agency?
To stop calls from a collection agency, you need to write them a letter. In this letter, you should tell them to cease and desist further communication with you. Send the letter by registered mail so that you have proof you sent it. Also, when mailing the letter, ask for proof of delivery. The debt collection agency may only contact you once more to acknowledge the letter and to state what, if any further action they intend to take.
Request to Cease Collection Activity?
Get StartedIf an identity thief purchases products on credit using your name and fails to make payment, you will likely have one or more collection agencies contacting you for payment. This letter should be used to inform the collection agency that you have been a victim of identity theft and that you should not be required to pay for the purchases. Send copies of proof that may be needed to show that identity theft has occurred.Note: You should contact the collection agency immediately and use this letter as a follow-up. However, if you choose not to call first, this letter can be used as a first contact with the collection agency. To learn more about consumer rights and general rules regarding debt collection, refer to the Fair Debt Collection Practices Act.
What percentage of the debt should repay collection agency?
50%
You owe 690.00 to a food vendor should you pay a collection agency?
No pay the vendor. If you pay the collection agency they will extract a fee from the payment and you will still owe the vendor
What should you do if you received a bill from a collection agency but you and your doctor had negotiated a different price but you don't have it in writing?
Write your doctor and try to get the terms in a letter (that would remediate the proof issue that you raised). If the doctor is honest and this is truly your agreement with him/her, that should get the collection agency to stop calling, unless they are calling you for a portion of the unpaid, agreed-upon balance.
Once the delinquent account has been turned over to a collection agency the physicians office should do what?
Once a delinquent account has been turned over to a collection agency, the physician's office should stop billing.
Is a collection agency obligated to remove debt from your credit report?
No! The only obligation of the collection agency regarding a debt is to accurately report the debt...i.e. balance outstanding, current status, and payment history. However, if you are paying or contemplating paying a collection agency, it would be wise to negotiate a positive outcome...i.e. the total removal of the account from your credit profile in exchange for payment. This should be negotiated prior to paying the collection agency and the agreement should be in writing.
After you told this collection agency who brought your account not to call you on your job can they continue?
If you "told" them , I would assume you meant you did this via the phone. Then with that being the case , yes, they may continue to contact you. ONLY if you either write them a leter stating to not cntactyou at work , or you notify them that your employer does not permet personal calls would the collection agency not be permitted to contact you at work. I would also say that any communication should be done by letter and those letters should be done either registered or certified or both. In this manner you have documentation from the post office that you actually did contact the collection agency and when you had that contact. Also it provs you did send something so the collection agency can not latter on claim they never got anything from you the debtor . It should go without saying , but I will say it anyway , as well as sending your communication with a collection agency by registered mail, please also keep a copy of each letter that you send to them for your own records ..
Can a 9 year old debt be garnished by a collection company if you filed chapter 13 9 years ago and paid that same debt?
The answer is: Legally no...but! If you do note take specific steps to inform the collection agency that the debt was discharged in bankruptcy, they will move forward as if the debt is valid and can actually obtain a court judgment against you entitling them to collect. For example, if the collection agency sends you a letter saying you owe such and such and you choose to ignore them. Then they can rightfully assuming that their assertions are correct and proceed to sue you in court to obtain a money judgment. If you are faced with this situation, you should send a certified letter (return receipt requested) to the collection agency along with a copy of the information indicating that the debt has been dealt with in bankruptcy. Also send a certified letter to yourself with the same information. Keep both receipts, but do not open your letter when it comes back to you in the mail. Should the collection agency continue to pursue this debt with a lawsuit you can bring a counter suit against them fror fraud and you will most definitely be able to prove to the court that the collection agency does not have a valid claim.
If a collection account was sold to another collection agency is it correct that they should both show up on your credit report as late payments?
When a collection agency sells your debt they no longer have any claim to your debt. It's like selling a car, once it is gone it is gone.
