If the employment agency will charge a fee
no
It depends on the specific circumstances and the jurisdiction in which the collection agency operates. In some cases, the collection agency may be permitted to disclose personal information to a co-borrower if the co-borrower is legally entitled to that information. However, collection agencies must comply with applicable privacy laws and regulations, so it is necessary to review the specific laws in your jurisdiction to determine the permissibility of such disclosures.
A collection agency cannot call your employer to garish your wages. In order for your wages to be garnished, you must be sued by the collection agency. And the agency must win a judgment against you.
Yes, if your personal information is being transmitted from one company to another, you have the right to have access to this information to verify its accuracy.
Yes, if it's an employee of a creditor or collection agency and they post personal information concerning the person who is being referenced.
In most cases, a collection agency cannot take your personal possessions. Depending on the amount, they may be able to garnish your wages which is what would happen first.
You are not required to give a collector any information
There are a few benefits to using a collection agency for ones business or personal purposes. One benefit to using a collection agency would be being able to avoid having to directly deal with the person who owes money.
No. You are not legally required to give any personal information to a collection agency. It is never wise to allow a third party collector access to your personal financial information, especially bank accounts. Some collectors will try to intimidate you into doing so, however you are not legally required to do that either. And you shouldn't.
It is in the best interest of the debtor to not allow access to his or her financial information and most particularly not to agree to an automatic withdrawal from a bank account by a collection agency. The safest method is to pay other means, such as a USP money order with return receipt.
Yes. A hospital may use an outside agency to collect its debts. Most patients give the hospital permission to share information with a collection agency when they sign the "boilerplate" admission forms.
Under the Fair Debt Collection Act the only information that a creditor is allowed to give anybody else is their name, and telephone number. If a repo company, which is a collection agency, gave any other information then you should consult an attorney and sue them.