Bum deal, but hopefully nobody was hurt!
Vandalism has nothing to do with a hit n run claim. First the insurance company will cover it under uninsured/underinsured motorist or collision coverage. To say it won't count against you is not a correct statement either. Insurance companies are starting to classify hit n' run or hit while parked claims as partially uninsured motorist and partially collision so they pay out under both coverages. This causes alot of issues if you are shopping your insurance because most insurance companies are going to access a surcharge for an At Fault accident because of the collision payout. It is very difficult to prove a collision payout is not at fault as collision is automatically classified as an at fault loss. I have been an insurance agent for 11 years, please do not post information if you are not entirely sure that you are correct.
If the owner of the parked vehicle cannot be located, you should leave your contact information in a brief note on the car you hit.
You should also report the accident A.S.A.P. to the local police station and provide them with your details in case the person doesn't get your note and files a hit and run complaint. This will protect you from any chance of being accused of leaving the scene.
If your car was hit while parked and the other driver drove off, then you ask for payment under your collision coverage.
You are responsible. You should not have been parked illegally.
depends on whether or not the car is parked well. if the car is parked properly, in the right spot then it should be the car that hit it that is at fault.
Call them and their insurance company.
If a car is parked (so it wasnt moving, standing still), the other car is in fault.
Usually it's the company of the car that hit the parked car regardless of location.
The other person pays.
Call the police to file a hit and run report.
Yes, unless you can PROVE who it was, or that it was a government car, that hit you.
If it was leagally parked, you should be asking what are your obligations if you hit a parked car. Your responsibilities are to pay the cost of fixing the Property of the person who's car you hit. Man up and do the right thing.
Answer: The vehicle that initiates the collision is at fault.
It all depends. Both you and the car that is double parked are responsible. when you do hit a car that is double parked, and the person is not at his/her car, make sure you leave a note saying that you hit his/her car. why leave a note? ITS AGAINST THE LAW TO LEAVE A CRIME SCENE!!!!!!!!!!!