0
What should you do if you have tried twice to pay off a credit card debt in closings on 2 homes but every time you send a closing check they send it back and ask for more money now going to judgment?
Wiki User
∙ 18y ago
As far as I knew, most debt collectors will settle a debt and negotiate a final amout of interest to be paid etc. If you have made two attempts to cure this debt than keep the documentation. Like I was going to say, as far as I know, if you have tried to settle the debt and they are asking for MORE money, its illegal. And I would make sure you bring that up in court ;) bring the evidence of you trying to settle the debt as well as a final check for the last amount agreed to be paid and I bet they will accept it and have to eat their own legal fee's if they even show up.Good luck!
Wiki User
∙ 18y ago
Add your answer:
Earn +20 pts
Would closing a credit card damage my credit score?
Yes closing a credit card can damage your credit score. But as long as everything else is good it should not affect you credit rating to much. Look for tips to keep a good credit card rating.
Is common stock a debit or a credit?
Common Stock is a Credit. Closing Stock is a Debit.
How is a civil judgment entered on a credit report?
Credit bureaus contract agencies to search public records. The judgment is then reported to the credit bureau and the notation is placed in the file of the judgment debtor. False/mistaken judgment entries on credit reports are not uncommon and is a major reason why consumer's should check their report on a regular basis. A civil judgment is entered on a credit report 15 to 30 days after a court proceeding. If the judgment is in fact true in nature, you can negotiate with the creditor to pay them on different terms to keep the judgment off. If the judgment is not yours, you will need to find the state and county in which they were filed and dispute this information with all three credit bureaus.
How do you place a collection amount against someone's credit that owes money from an eviction?
It has been my experience that judgments from an eviction lawsuit automatically go on a person's credit rating. If you get a money judgment, you should be able to get a judgment lien form from the court clerk and record it at the county recorder's office. Sometimes this is called an abstract of judgment. This should be picked up by the credit bureau's and go on the credit rating.
If you have a judgment against credit and you hit lotto could they take it?
No, if you hit the lotto you should be able to pay the judgment in full, I hope? LOL
How do you remove a paid judgment from a credit report?
If the judgment has been paid, the credit bureaus (such as Equifax, Experian and TransUnion) should reflect this in their credit reports. However, until the legislatively mandated time limits have expired, it will likely not be removed from the report.
I have an eviction from 2001 how long will it show on my credit report?
The judgment should be removed from your credit report 7 years from the date it was entered.
Can some with no money be sued?
yes, all you can do is get a judgment against them should you prevail, you may never see a penny, but the judgment will damage their credit and reputation
Can a civil judgment be removed from credit report?
No, a civil judgment will typically remain on your credit report for seven years from the date it was filed, even if it has been paid. It may affect your credit score and ability to obtain credit during that time.
How do you get a judgment listed as satisfied on your credit report?
Your creditor should do it. If not, go to the credit reporting agencies and try a dispute. www.annualcreditreport.com This is free. No subscription tricks.
How can you get a judgment off your credit report after filing bankruptcy?
If the debt that you were sued over, or the judgment itself was included in your bankruptcy, you only need send a copy of your bankruptcy papers to the credit reporting agencies. The judgment will not "come off", but it should get marked "included in bankruptcy" or "discharged through bankruptcy".
You just finished paying off your credit card should you close the account?
Closing the account will remove the temptation to spend up the cards again but, closing the account can actually lower your credit score. You ought to take that question and your private credit information to a credit counselor for a better answer. By the way, CONGRATULATIONS on paying off the cards!
