When you rent a car you usually have to pay for insurance as well so contact the rental car agency.
Assuming the woman is at fault and caused the accident, she is certainly responsible for the damage caused. Whether or not a person has insurance has no impact on liability and they are still legally required to compensate you for the damage. If she refuses to pay outright, you will have to take her to court in order to recover. That's the frustrating part when people don't carry insurance. In most states, drivers are required by law to carry liability insurance, so it is likely she was driving illegally. Whether a person has liability insurance or not has nothing to do with whether or not they are responsible for the damage they caused to another vehicle. If the other person is the one that was found to be the one that caused the damage, then they are liable for the damage, whether they have liability insurance or not.
Insurance follows the car. Your roommates insurance will cover the damage providing that he has "collision" coverage.
If the vehicle has insurance it will cover damage to the other vehicle but not the one you are driving. Now if you have insurance on another vehicle your insurance will cover the damage to the vehicle that you where driving even though it is not on your policy.
If you are driving their car and hit their car, then their insurance will pay for the damage on both cars. If you are driving your car and hit their car, then your insurance will pay for the damage on both cars.
no your insurance will not cover youhis will even if you were driving as long as you are licensed and he has full coveragenot only is the latter unethical it is illegal its called insurance fraud and carries heavy fines and maybe even jailtime
insurance
No. Insurance does not cover mechanical problems.
er damage caused by windows
It should but you need to specify which insurance you have.
Basically, you have to pay for insurance. If you get into an accident, you are at least partly responsible for the damage that accident caused, whether or not you were at fault. Insurance helps to pay for that damage.
Of course it is. You would be charged with driving recklessly, or perhaps even impaired driving. And you would be held responsible for any damage caused. And the insurance company may not cover the cost due to your lack of judgement.
Yes.