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Let your insurance company handle it. They do it all the time.

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โˆ™ 2006-09-13 21:31:20
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If you were laid off and apply for insurance coverage on your wife's group policy do you have to answer a medical questionnaire

How many grams of cholesterol should you eat each day to maintain a healthy diet

What would cause a fluttering inside the ear canal

Why is beef fat a solid at room temperature

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Q: What should you do if you run into an illegally parked car backing out of your driveway and you only have liability insurance and the hit vehicle already had damage to the same area?
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Where can I find professional liability insurance?

Check your car insurance's company. They might offer a discount since you already have insurance with them. Otherwise check Allstate and Geico car insurance.


Is paying rent considered a liability?

If rent is payable then it is liability for business but if rent is already paid then it is not liability but it is expense.


Can you lend your vehicle to your sister and transfer liability to her insurance company?

Not automatically NO. It depends on why you are lending her your vehicle. If your sister already has Full coverage or liability insurance and you are loaning her your car temporarily while her vehicle is repaired, undriveable etc. Then your sisters insurance policy will automatically cover a temporary replacement vehicle with the same coverage she has on her own vehicle, whatever that may be.


If you are renting a house and want to set up an above ground pool who's insurance needs to be notified the renters' or the home owners'?

The homeowners insurance would need notification.I would notify both cause actually both the renter and the owner can be at risk as far as liability. I would recommend increasing your liability limit to at least 300K if its not there already.


You are hiring a carpenter for a house remodel Do you need to get workmans comp insurance?

You should hire a licensed contractor. He should already have liability insurance and workmen's comp for his employees. If you do not hire a properly licensed contractor, all the liability for anything tha might go wrong falls on you. If your insurance company discovers that you hired an unlicensed contractor, they could, and probably will, deny payment on any claims you may file. Tread cautiously!


Do land owners need liability insurance on Nebraska cropland that is rented to a farmer?

In most cases I would say no. Presumably, Liability would already have been addressed and covered in your lease agreement. Most commercial lease contracts would specify that the renter will provide their own liability and injury coverage. If yours does not. I would suggest you modify it to do so.


Do you need liability insurance in a hospital to hold a weekly meeting when the hospital has already got insurance?

The hospital's insurance will protect the hospital from any liability caused by your meeting. However, the hospital or its insurer may not wish to assume the liability presented by your meeting and may require you to provide your own insurance with the hospital named as an additional insured. That way, the hospital and its insurer is protected in the event of a liability claim. Insurance of this type is expensive to purchase for a single meeting due to minimum premium rules. The cost could be as much as $500 or even more. If your intent is to hold many meetings, it may make sense to buy an annual policy. IN that way, you could provide a certificate of insurance to any place you hold a meeting during the course of the policy-- and the premium may not be much more than for a single meeting.


Can you insure a salvage title car?

Some companies will let you buy liability insurance. almost none will offer full coverage. A salvage title means the car has already been totalled before.


Is sales commission a current liability or an expense?

If sales commission is payable in future time then it is current liability but if it is paid already then it is expense.


Can you drive a parents car with them in it if your not insured before you pass your test if you display l plates and they are supervising you?

Yes, but you will be driving illegally. Regarding insurance on written on a personal auto policy, if an insured driver gives you permission to drive their insured vehicle, their insurance covers your liability in an accident. The coverage extends to anyone, whether they are a legal driver, 4 years old, don't have a license, or are blind. However, you need a license to drive in order to be legal.Added: What the question is missing is a statement that you ALREADY HAVE a drivers license or learners permit. If you do NOT have one, you cannot drive under ANY circumstances. As for insurance - it is not the licensed driver that requires insurance, it is the VEHICLE which must be insured.


Does a vehicle entering a highway from a private driveway have the right of way?

No the cars already on the road have the right of way.


Can you get insurance at the scene for a accident?

Trying to get insurance to cover an accident that has already happened is Insurance Fraud, which is a Felony.

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