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What should you do if you run into an illegally parked car backing out of your driveway and you only have liability insurance and the hit vehicle already had damage to the same area?
Wiki User
∙ 17y ago
Let your insurance company handle it. They do it all the time.
Wiki User
∙ 17y ago
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Where can I find professional liability insurance?
Check your car insurance's company. They might offer a discount since you already have insurance with them. Otherwise check Allstate and Geico car insurance.
Can you lend your vehicle to your sister and transfer liability to her insurance company?
Not automatically NO. It depends on why you are lending her your vehicle. If your sister already has Full coverage or liability insurance and you are loaning her your car temporarily while her vehicle is repaired, undriveable etc. Then your sisters insurance policy will automatically cover a temporary replacement vehicle with the same coverage she has on her own vehicle, whatever that may be.
Is paying rent considered a liability?
If rent is payable then it is liability for business but if rent is already paid then it is not liability but it is expense.
If you are renting a house and want to set up an above ground pool who's insurance needs to be notified the renters' or the home owners'?
The homeowners insurance would need notification.I would notify both cause actually both the renter and the owner can be at risk as far as liability. I would recommend increasing your liability limit to at least 300K if its not there already.
You are hiring a carpenter for a house remodel Do you need to get workmans comp insurance?
You should hire a licensed contractor. He should already have liability insurance and workmen's comp for his employees. If you do not hire a properly licensed contractor, all the liability for anything tha might go wrong falls on you. If your insurance company discovers that you hired an unlicensed contractor, they could, and probably will, deny payment on any claims you may file. Tread cautiously!
Do land owners need liability insurance on Nebraska cropland that is rented to a farmer?
In most cases I would say no. Presumably, Liability would already have been addressed and covered in your lease agreement. Most commercial lease contracts would specify that the renter will provide their own liability and injury coverage. If yours does not. I would suggest you modify it to do so.
Can you drive a parents car with them in it if your not insured before you pass your test if you display l plates and they are supervising you?
Yes, but you will be driving illegally. Regarding insurance on written on a personal auto policy, if an insured driver gives you permission to drive their insured vehicle, their insurance covers your liability in an accident. The coverage extends to anyone, whether they are a legal driver, 4 years old, don't have a license, or are blind. However, you need a license to drive in order to be legal.Added: What the question is missing is a statement that you ALREADY HAVE a drivers license or learners permit. If you do NOT have one, you cannot drive under ANY circumstances. As for insurance - it is not the licensed driver that requires insurance, it is the VEHICLE which must be insured.
Do you need liability insurance in a hospital to hold a weekly meeting when the hospital has already got insurance?
The hospital's insurance will protect the hospital from any liability caused by your meeting. However, the hospital or its insurer may not wish to assume the liability presented by your meeting and may require you to provide your own insurance with the hospital named as an additional insured. That way, the hospital and its insurer is protected in the event of a liability claim. Insurance of this type is expensive to purchase for a single meeting due to minimum premium rules. The cost could be as much as $500 or even more. If your intent is to hold many meetings, it may make sense to buy an annual policy. IN that way, you could provide a certificate of insurance to any place you hold a meeting during the course of the policy-- and the premium may not be much more than for a single meeting.
Can you insure a salvage title car?
Some companies will let you buy liability insurance. almost none will offer full coverage. A salvage title means the car has already been totalled before.
If you are backing out of a driveway and a car hits you who is liable?
Anytime a vehicle is departing private property and entering a road, it must yield the right-of-way to traffic. The liability is with the backing driver until the backing vehicle is fully into the road. The vehicle already in the road must still take all prudent steps to avoid a collision where possible. If either vehicle is operated in an unsafe manner, the liability will be assigned accordingly.
As an independent sub-contractor are you required to get professional liability insurance?
This depends on a number of things. It's hard to say without knowing what kind of work you are sub-contracting. First determine if you need Professional Liability coverage Or Commercial Liability Coverage. They are very different products. Most General Contractors do require the subs to carry insurance. Otherwise the General Contractor will have to pay much more for insurance coverage that effectively covers his or her own activities as well as those of the sub-contractors. If the General Contractor you are doing work for already has coverage for his subs under their insurance (usually not). What is the nature of your agreement with the General Contractor. Some Contractors insurance policies cover subs while others do not.
Is sales commission a current liability or an expense?
If sales commission is payable in future time then it is current liability but if it is paid already then it is expense.
