This sort of thing usually occurs because you are licensed at the home address of another insured driver.
If you are licensed at the same address with another driver then his insurance company requires that he addresses you and all other drivers licensed at that address as either a covered person or excluded by name. Either way your name will appear on that persons policy. There is nothing illegal about it.
If you have moved, you are required by law to update your address on your license within 30 days. Otherwise your name could appear on the policy of another person because the insurance company assumes you are still a licensed drivers at that address. Nothing illegal here either. You just need to update your drivers license with your correct address to avoid these situations.AnswerIt's hard to say exactly without more information, but you have numerous options. You can call the insurance company and explain the situation. Call law enforcement, if their has been misuse of your personal information (it's a crime).
No. Auto insurance is just that ... an insurance policy for the automobile, and those who ride in it or drive it. If you have the full permission to drive someone else's car, and they have the proper auto insurance in full effect, then you are covered under their policy. If you are going to be driving their vehicle most of the time, then they need to add your name to the policy.
Ask an insurance company for a "broadform" policy. That will cover you for any car you drive. Yes, although it's rather pointless. Why pay for insurance on something that you don't even have or own ... there is no need. If you drive someone else's car, you are covered under their insurance policy, provided you have their permission to drive it.
Liability Coverage under an auto policy has what components: Medical payments Collision Comprehensive None of these Liability Coverage under an auto policy has what components: Medical payments Collision Comprehensive None of these Liability Coverage under an auto policy has what components: Liability Coverage under an auto policy has what components:
None, If you have a personal Auto Insurance Policy, " No coverage at all" will extend to you nor to any other injured party while you were engaged in a Delivery Service Business. A Personal Auto Insurance Policy is for the Personal use of your vehicle. Should you have an accident while engaged in a commercial enterprise, your personal Auto Policy will not cover the accident. While engaged in a Delivery Service Business with only a Personal Auto Insurance Policy in place, you are basically driving without coverage. Although a Business Auto Use Endorsement to your Personal Auto Policy will extend coverage for certain Business or job related errands such as occasionally picking up offices supplies and trips to meet with customers, Delivery services are always excluded from a personal Auto Policy. You need to obtain Business or commercial auto coverage to be compliant with your state Insurance Regulations.
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