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What should you do if your neighbor's tree was hit by lightning and fell damaging your home and his insurance says they are not liable and your insurance rates will go up if you make a claim?
Wiki User
∙ 17y ago
Call your insurance company and let them duke it out with his. If it is his tree...his liability insurance will pay. 4lifeguild
Wiki User
∙ 17y ago
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Are you liable if your fence falls on your neighbors car during a hurricane?
No, nobody is liable for an act of nature. Your neighbors will have to look to their own Comprehensive Auto Insurance to cover windstorm damages to their vehicle
A branch from your tree fell on your neighbors truck are you liable?
NO, Nobody is liable for an act of nature. You would not be liable for damage to vehicle resulting from a falling tree limb. Your neighbors comprehensive auto insurance will cover the damages. You would only be liable if someone had warned you that the branch was dangerous and you took no heed.
Does your home owners insurance cover damage to neighbors car due to high wind?
No, Your Homeowners Insurance will not cover windstorm damages to your neighbors vehicle because you are not liable for acts of nature. Your neighbors will have to look to their own Comprehensive Auto Insurance to cover windstorm damages to their vehicle.
If a tree in your yard falls on a power line then the power line gets ripped out of your neighbors roof does your insurance cover it or does the neighbors insurance?
Generally the other persons insurance would cover this. However, it is best to check with your insurance company as they may be legally liable to pay it depending on the laws in your state.
Who is liable for tree root and water damage to a neighbors house?
If it was on your land - you are. But ask your insurer - you pay for advice not just insurance cover
Neighbors tree fell on your house who is liable?
Barring some provable negligence, Nobody is liable for an act of nature. Your home insurance should provide coverage for a natural hazard such as this, Likewise if your tree fell on your neighbors house, the same would apply. The neighbors insurance would take car of the neighbors house.Depends on a lot of things. Generally, the tree is considered part of the land. Where it falls is who is initially responsible for the damages. From there, it gets legal depending on multiple factors.
If a tree in my backyard falls and does damage to neighbors privacy fence is my HO insurance liable for all costs or is his?
No, His insurance will cover his fence. Your home insurance is specific to your property and no one is liable for an act of nature,
Who pays if your tree falls on neighbors uninsured vehicle?
That's what auto insurance is for. Your neighbors auto insurance will have to cover his damages. In the United States. A property owner is not liable for acts of nature. It's no different than if his own tree fell on his car or if he was parked on a public street or if a tree was blown in from a national Forest down the road. No One is liable for an act of nature.
Does a neighbors insurance have to pay you for fire damage to your property caused by your neighbor?
If your neighbor is liable through negligence for causing fire damage to your property you could file a claim on the liability portion of your neighbors insurance policy. If he caused the fire intentionally then his insurance company would not pay for damages as criminal acts are not covered.
What if your neighbors home burned and your home was damaged how can you make a claim with their insurance?
You don't need too. Just make your loss claim on your own homeowners insurance policy. If your neighbor is liable for your loss then your Insurance Company will subrogate the matter for you.
Who is liable for tree due to storms in neighbors car?
No one is financially liable for acts of nature.
Will your insurance have to pay for tiles hitting next doors roof?
No, not unless you threw them at the neighbors house. Assuming that you mean't "wind Blown Tiles", No one is liable for acts of Mother Nature and to date, she does not carry insurance.
