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Answered 2011-09-28 07:34:24

If your neighbor is liable through negligence for causing fire damage to your property you could file a claim on the liability portion of your neighbors insurance policy. If he caused the fire intentionally then his insurance company would not pay for damages as criminal acts are not covered.

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Your neighbor is liable for the damage made to your property. It also depends on the kind of damage made to your property. First you should evaluate your case and in that case your neighbor must pay for all the damages which that person is liable.

Your neighbor's insurance company's liabilty coverage should pay for it and your insurance company should pursue it for you

NO. Your neighbor is not liable for an act of nature that fells a tree. Your homeowners insurance will fix the damage to your property and the neighbors insurance would fix damage to the neighbors property. It does not matter who the tree belonged to.AnswerMaybe. It doesn't hurt to try if your neighbor will tell you who they are insured with. They are not obligated to do so. AnswerI'm not really sure. However, I do have a friend and his neighbor's house actually fell on top of his, but they considered it still standing and didn't give the full amount of the house's worth. AnswerYour own homeowner's insurance should cover this. If they think the neighbor is responsible, they will collect from his insurance company. In a hurricane a tree could have come from the next county - then how would you know whose tree it was? It depends on your state's laws, but most would consider this an act of nature and you are responsible for the damage caused by your neighbors tree. Call your insurance company, if you have a storm damage rider, this will most likely be covered.

If it's on your property or his actions caused damage to any of your property.

If dogs belonging to a neighbor are not leashed or confined in a fence and are loose on your property, doing damage either to your property or hurting one of your pets, you should report it to local law enforcement and file a formal complaint. Once that has been done, YES, the neighbor is liable for vet bills and any repair to damage of your property caused by his/her animals.

Assuming you have insurance, you should first of all tell your insurance company about the damage. If you have insurance your insurance company should repair the damage for you (at no charge to you) and it is up to them to ask your neighbor to pay for the repairs.However, it is also important that you politely tell your neighbor about the damage (to ensure that the leak that caused it is fixed) and that you are going to ask your insurance to fix the damage.If you have to pay an excess on your insurance policy claim, you can ask your insurance company to recover this from the neighbor for you - if this is not possible to do you will have to pay this excess and may have to pursue your neighbor for it yourself.If you have no insurance, and the damage is definitely caused by your neighbor, you should politely ask him to repair the leak then ask him to pay for the damage to your floor caused by it. You may need some quotes for the work to show your neighbor. If he refuses to pay, your only recourse is to go to court to make him pay. Depending on the scale of the damage this may or may not be worthwhile. It is much easier if you have insurance!

Generally no. The only time that your homeowners policy will cover property of anyone else is if you are legally liable for the damages. For instance if you started a fire on purpose for some reasonable need that got away from you and they neighbor demanded payment. In this case you turn it over to your insurance company which will decide how to proceed. You liability section provides coverage for damages and they will provide legal defense in addition to the liability coverage if necessary. I will caution you that liaiblity claims will make you typhoid Mary to insurance companies and you will not have luck getting or keeping homeowners insurance.

If neighbor A took down a garage and it caused the neighbor's retaining wall to fall, they (neighbor A) should be responsible for cleaning up the mess. If the rocks are on neighbor A's property, they can place them on neighbor B's property. A judge can decide who will actually pay for the cleanup.

If your husband was cutting down or trimming a tree and the result was damage to your neighbors property, that would indicate direct liability. You and your husband are liable for the cost of damages he caused.

Technically, no, it would be trespass. They could be liable for any damages that were caused.

you are responsible for your property. with that being said if your tree grows out of control onto your neighbors property then you must pay for the removal and its damaged that is caused.

Definetely you can claim for the damages caused by the tree falling on your house. The Insurance companies cover these damages under the property insurance. Just you have provide the photos of the damaged house aas an evidence to claim your money.

PD insurance stands for Property Damage. It is a portion of the liability insurance required by most states. This is the part of the policy that will pay for damage that the insured vehicle caused to another person's property, such as a vehicle or some other property.

First, what caused the wall to fall?? Secondly, did the wall fall on something of yours that was damaged and to what extent? If you don't have any loss to something the wall hit, then you have no loss so it doesn't matter. Even if you have a loss, the cause comes into play. Normally, your insurance will pay for your losses and the neighbors insurance will pay for his/her losses. The only way the neighbor will be responsible for your losses is if they did something to cause the wall to fall. If they hit it with their car and it fell on your lawn mower then their auto insurance will pay for your mower. If it was a storm, your home insurance will pay for your mower and the neighbors homeowners will pay for his wall. Just because his wall fell on your grass does not amount to a loss for you.

Actually, This is covered under your Contractors General Liability Insurance. If your contracting builder does not have insurance, you need to get rid of him, and find another contractor immediately.

Skoda insurance is exclusive to the state of Alaska. It is insurance specifically designated for the destruction of property caused by polar bears or other wild bears.

Yes. But the electrical company's insurance co should cover it if they are at fault.

Your own liability insurance will never pay for the damage to your property or for your medical expenses. Your collision insurance pays for damage to your property, if it is your fault. Your Uninsured Motorist Insurance or Underinsured Motorist Insurance pays for damage to your property if caused by someone else who is uninsured or under-insured. Your liability insurance will pay for the damage to someone else's property or for someone else's medical expenses, if it is your fault. Someone else's liability insurance will pay for the damage to your property or for your medical expenses, if it is their fault.

Usually there is no legal requirement for landlords to purchase landlord insurance. It is typically a supplemental insurance for landlords in case there is damage caused to their property that is not covered by other insurance policies.

The neighbor should be held liable for damages caused by anyone or anything that resides upon his property whether or not it is included in the homeowners insurance. You can file a complaint with the local animal control agency in your area.

If it isn't covered by your insurance, then you have to pay for it yourself. Your neighbors are not responsible for the damage unless the fire was caused by neglegence and can be proven in court. It's unclear whether Nationwide is your insurance company or your neighbor's. If it's your, then you might ba able to file a claim through your neighbor's insurance. If not, you'll regretably have to sue the neighbor for the damages.

Fallen Trees and Home InsuranceFortunately, In the United States at least, no one is held liable for acts of nature. If a tree fell on your property whether from your yard, your neighbors yard, blown in from from some national forest down the street or some other yard due to a natural occurrence,Your own Homeowners insurance will cover damages to your own property.If your neighbors property also sustained damage, Likewise the neighbors insurance would cover damages to the neighbors property.You also may be covered under your own homeowners policy for debris removal depending on the circumstances and on your insurance coverage.In almost all cases in the U.S. barring some proven negligence it is our own responsibility. The average homeowner is not expected to be an expert on trees.Bear in mind, these rules may be different in other countries.AnswerThat depends on what caused the tree to fall. The mere fact that it was the neighbor's tree is not enough to create liability for damages on the tree owner. Trees can fall through no fault of the owner's, such as in a hurricane. In order to be able to hold the neighbor liable for damages, the homeowner must show that the treeowner's actions somehow contributed to it falling.

No. Your Homeowners insurance is "Property" insurance. It covers property damages caused by certain covered Perils such as Fire, Wind, Hail, Lightning, Fire etc. You will not find coverage on your Home Insurance Policy for death or related expenses.

In Third Party Motor Car Insurance,when a third person is injured by your car, Insurance Co. will pay him/her under this policy.

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