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What should you do if your parked car was hit by a driver insured with no fault and you have no insurance?
Wiki User
∙ 19y ago
I know someone currently in that situation. If the insured person is At Fault (states so on police report) you should do your best to obtain a police report and get his insurance information. You or your attorney should contact his insurance company to file a claim. This is the stage my friend is at. I will let you know how it turns out. In her situation she was able to obtain an arrest report as it was the hit and run of a parked car by a drunk driver. The driver was arrested that evening and several other cars on the block were damaged.
Wiki User
∙ 19y ago
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Should anything be done by an uninsured driver who was rear-ended by an insured driver when only the insured driver had damage in Texas?
Proably not, except of course you need to get insurance, luckily this one wasn't your fault
Does a new teenage driver need to be insured himself if hes only driving his parents insured cars?
He should be a rated driver in the house on something. If not,,,the insurance company could decide to cancel if the teenage driver was not rated, and had a negligent accident.
Can you drive an insured car without insurance?
If you are "Uninsured", then you are "uninsured. You may or may not be an insured driver on the vehicle owners policy. Just because someone else has coverage for that vehicle does not automatically mean you are a covered driver. The insured should contact the insurance company or the insurance agent to determine the status of an unscheduled driver. Some auto insurance policies will cover the occasional driver while other policies will not. All drivers of a motor vehicle on public roads are required to carry proof of financial responsibility at all times.
Does insurance pays for a comprehensive insured car driven by an uninsured driver?
Comprehensive coverage does not apply to the driving of a car. It should be covered.
If a non insured driver wrecks a car trying to miss a deer on the highway and dies and the car belongs to insured person with full coverage should the insurance pay for the funeral and expenses?
no
Should you lose your license for no insurance if you are listed as a driver on your husband's auto insurance policy?
The question is a little confusing. If the spouse or person is listed on the insurance policy as a driver of the vehicle then they are indeed insured and shouldnot besubject to being penalized for that specific issue.
Should a deductible be paid for husbands parked car that was hit by wifes car as she was backing up?
Any time there's a claim which will be paid by the Insurance co, a deductible is paid by the insured.
Can you get insurance on a car that I own but can not drive it no longer until doctors okay my condition without primary driver?
Sure; you can insure the vehicle itself. However, you should disclose to your insurance company your condition so they understand that you cannot and should not be insured as a driver of the vehicle.
Does the insured driver have to settle for what their insurance decides to do?
Not in every case. You pay premiums and should be considered in the outcome of any claim. Talk to your representative about it.
If your friend gets a speeding ticket in your car and is NOT insured but you are and they didn't give the officer your insurance info what will happen?
In the US insurance has nothing to do with speeding. If your state has mandatory insurance, the fact that your car is insured is good enough but the officer may want to see proof of insurance. Here it is the vehicle that is insured, not the driver. In UK you should not let anyone drive your car on the public road without checking they are insured. You can be fined if you let them drive without insurance.
What happens when a uninsured driver hit someone?
What happens when an insured driver hits someone depends on the state you live in. In a no-fault state you present your claim to your insurance company for payment. In a tort state, you would sue the driver for compensation. If you have uninsured driver coverage, then your insurance company should cover you and/or your vehicle, up to a certain amount. You should check with your insurance company to be sure.
What does an insured driver with liability do when they hit an uninsured driver?
your insurance contract will say something like, ''promptly report all losses'' you should report it to your company..........it doesn't matter that other vehicle is uninsured.......if you are liable you are liable, and owe for his damage, whether or not he is insured......
