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In the US insurance has nothing to do with speeding. If your state has mandatory insurance, the fact that your car is insured is good enough but the officer may want to see proof of insurance. Here it is the vehicle that is insured, not the driver.

In UK you should not let anyone drive your car on the public road without checking they are insured. You can be fined if you let them drive without insurance.

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โˆ™ 2009-03-14 14:37:05
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Q: If your friend gets a speeding ticket in your car and is NOT insured but you are and they didn't give the officer your insurance info what will happen?
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If your friend gets a speeding ticket in your car and is NOT insured but you are and they give the officer your insurance info what will happen?

What should happen is if your friend has their own insurance policy on a car that they own, then the point and ticket should go on THEIR record. If you have not had any accidents or tickets and your insurance goes up quite a bit, get a copy of your record and if the ticket is there, you may have to prove it to the DMV or traffic court (not sure which) that you weren't the driver at the time. This is why you never lend your car to friends, even the good ones because something always happens.


In what circumstances does your auto insurance cover you and the car if you are driving a friends car?

Car insurance follows the car. If you are using the friend's car temporarily, with permission, as a substitute for your own insured car, your insurance should cover you if the friend's insurance does not. What if my friend (who has the car) does not have insurance and I want to pay for my faults and fix it - will he be arrested?


Who's insurance covers you if you drive a friend's car but only have a learner's permit and your parent's and the friend are insured?

Usually the insurance on the car covers any permitted driver unless that driver is excluded in writing.


If friend drives your car and hits someone but is not insured by your insurance company who pays?

generally the person who owns the car at fault involved in the accident is financially responsible. hopefully you have insurance and your friend is not excluded from your policy for some reason. if your friend is not excluded then your insurance company should pay


What would happen if a friend lets you borrow his insured car and you get into an accident but you do not own a car or have insurance?

I believe most insurances will cover the damages if the car is insured and you have a license, but if you do not have a license the insurance will not cover anything you are both liable. Your friend is liable for loning you the car without a license and you are liable for driving it.


Does homeowners insurance cover losses a friend incurred from being robbed inside the home?

No. Your friend is most likely not a named insured on your homeowners insurance policy. Your homeowners insurance policy is specific to you and your property. It would also not cover the losses of a tenant.


Can you legally drive a friend's car if you are under your parent's insurance and said car is insured by your friends family?

You would be covered by the insurance on your friend's car if you are driving it with their permission. To be safe, get the parents' permission, not just your friend's. It may be that your friend can't give a legally binding permission.


If a friend uses a insured car and he totals it will progressive insurance cover the damages?

As long as the friend is not excluded on the policy, and you have collision coverage on the vehicle and policy, then most likely yes..


Can you legally loan your car to a friend if it's insured to you?

You can legally loan your car to a friend, if you own it, but be prepared to pay for any damages done to or by your friend, because your insurance won't and they might cancel your policy. You must inform your insurance carrier if other persons will be driving your car.


Your friend sold you his car take over paymentsHe took the car off his insurance you insured the car and then totaled it but you are not on the title Will your insurance company pay for it?

As long as you have the title that he signed off of it and you signed on and you have insurance on the vehicle it will be covered.


Which insurance covers the damage when your daughter loaned her car to an insured friend who hit a car in an intersection due to poor visibility and the driver of the other car was arrested for DUI?

More than likely your insurance. Check with your insurance carrier for the answer.


Can your friend drive your car if you are both insured?

People are not insured. Vehicles are. In other words, it's not necessary for a vehicle owner to determine whether a potential driver is insured. The owner knows whether his car is insured. It is necessary, however, for a person who wishes to drive a vehicle to ensure that it is properly insured. I would not operate a vehicle unless I saw a valid insurance card for it.

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