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There are 9 states requiring spousal approval for loans and they are all community/marital property states. These states are listed as follows:

Arizona

California

Idaho

Louisiana

Nevada

New Mexico

Texas

Washington

Wisconsin

However, if the loan is a 401(k) loan that has been earned during the marriage, ALL states require spousal approval as the 401(k) is federally mandated.

Please seek professional advise prior to taking out any loan if there are questions concerning spousal approval.

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15y ago

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