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Negative information on credit reports cannot arbitrarily be removed. They must remain on the report until the specified time limit expires. The expiration time for respossession is generally seven years. The consumer has the right to appeal/dispute an entry if they believe it to be invalid. The claim must be made in writing, with supporting evidence to prove the entry is inaccurate.

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Q: What steps need to be taking in order to remove a repo from your credit?
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How can a person with poor credit get a home loan?

There are some special FHA loans which are specifically for people with damaged credit in order to encourage them to own a home. The loan is guaranteed by the government to be paid in the event that it goes into default so it's less risk for the lender and an opportunity for the borrower with poor credit. Other options can be opened up to the borrower by taking some simple steps to improve his or her credit.


What two steps are involved with getting a credit card?

at 2 steps are involved with getting a credit card


Where is one able to find a guaranteed home loan even with bad credit?

There is no way to guarantee someone will give you a home loan, but if you have poor credit, you can shop the same home lenders as someone with pristine credit. They will assist you in taking the steps to getting you approved for a home loan.


How can a person with bad credit increase their chance of qualifying for mortgage loans?

There are a couple steps to take in order to qualify for a mortgage with bad credit, such as check your credit report, demonstrate a steady income, eliminate all other debt and to also look for a co-signer.


How do you remove a judgment from your credit?

Steps to Dispute • Get your credit report. • Review your credit report. • Decide which items you want to dispute. • Write letters. • Always hand write your letters in your own handwriting. • Keep copies of all correspondence. • Keep separate file copies on each credit bureau. • Follow up if needed. • Obtain results.

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What steps does a business need to take in order to place a client's delinquent account on the client's credit report?

The business would have to become a client/contributing member of the credit bureau(s).


Where is one able to find a guaranteed home loan even with bad credit?

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How do I get a mortgage with bad credit?

The best way to get a mortgage when you have bad credit is to take care of the negative issues on your credit. Try to get pre-approval on a mortgage and they will tell you what steps you need to take.


How can a person with bad credit increase their chance of qualifying for mortgage loans?

There are a couple steps to take in order to qualify for a mortgage with bad credit, such as check your credit report, demonstrate a steady income, eliminate all other debt and to also look for a co-signer.