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Q: What term does the HIPAA claim use for the insurance policyholder or guarantor?
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Does a National Flood Insurance policyholder have to wait for a Presidential disaster declaration before filing an insurance claim for flood damage?

No. Flood insurance is purchased by the homeowner to provide coverage for losses elated to flooding. The president has nothing to do with your flood insurance.


How does one report a claim to EMC Insurance?

The EMC Insurance website states that in order to report a claim, one should contact their insurance agent, local EMC claim office, or call their 24-hour claim reporting service over the phone. If these options are not ideal, it is also possible to log in to their personal policyholder access accounts on the EMC website.


What does proposer excess mean when quoting for cars?

Proposer excess means the amount the insured has to pay towards the cost of any insurance claim. The proposer is the insured or policyholder.


How does someone file a health insurance claim?

You need to ask your doctor for an itemized bill, then contact your insurance company and ask for a health insurance claim. Fill in your form and ( make sure you make copies as proof to avoid errors ) review it then and then send it to get your health insurance claim.


How do you file a claim for southland life insurance company dallas tx?

You can file a claim with Southland Life Insurance Company in Dallas, TX by contacting their claims department directly. You will typically need to provide information about the policyholder and the details of the claim, such as the date of death or the nature of the claim. It's recommended to have the policy documents and any other relevant information on hand when filing a claim.


When must an insurable interest exist for property insurance?

An insurable interest must exist at the time the policy is purchased and when a claim is made. This means the policyholder must have a financial stake in the property being insured to prevent fraud or speculation in insurance. Without insurable interest, the policyholder would not suffer any financial loss from damage to the property.


Which hipaa transaction is sent from a payer to a provider after claim adjudication?

claim status


Can insurance companys sell your vehicle before claim is settled?

You cannot insure a vehicle that does not belong to you. The same for insurer, they cannot sell something that does not belong to them. Vehicle is policyholders under settlement of claim. When policyholder cashes settlement cheque, then becomes insurers property.


Can Doctors.refuse to submit a bill to an Insurance Co. without a release form signed.?

In reality, a patient is responsible for paying a doctor. If the doctor's office will not submit an insurance claim, the policyholder is responsible to file it. A doctor can refuse to submit the form for just about any reason.


How do surviving beneficiaries collect life insurance upon death?

Surviving beneficiaries can collect life insurance by submitting a claim to the insurance company along with the required documentation, such as the death certificate of the policyholder. Once the claim is approved, the beneficiaries will receive the death benefit either as a lump sum or in installments, depending on the policy terms.


In a coverage dispute one of the legal maneuvers used by a policyholder's attorney is to request any of the following except?

One legal maneuver used by a policyholder's attorney in a coverage dispute is to request documents related to the insurance policy, claim, and investigation. However, they typically would not request access to the insurance company's internal financial records or proprietary trade secrets.


You just started a new job and signed up for health insurance your old job ends at end of the week you still receive health insurance through your old job is it illegal for your coverage to overlap?

If a policyholder has multiple insurance policies covering the same risk, then each insurer will usually contribute to the settlement of any claim. Typically this will happen when the total claim is more than is contractually allowed by either policy. If there are no policy provisions stating otherwise, then one insurer is bound to compensate the policyholder for the the full amount liable had there not been any additional coverage. This insurer may then ask the other insuring party to contribute similarly (but not necessarily equally) to the cost of the claim. It is not illegal to take out more than one policy on any specific risk. However, a policyholder should notify all insuring parties of any alternative coverage arrangements.