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What else can I help you with?
Should your ins co tell you that your dogs are NOT covered in a liability claim?
It is pretty much the standard now, when you get homeowners or renters insurance. The agent will ask if you have pets, what those pets are, if they are dogs what kind of dogs they are. There are some types of dogs that wont be covered.
Cost of tail coverage?
The cost of tail coverage, also known as an extended reporting period, can vary depending on factors such as specialty, claims history, and policy limits. Typically, tail coverage can range from 1.5 to 3 times the annual premium of your malpractice insurance policy. It is crucial to consult with your insurance provider to get an accurate cost estimate for tail coverage.
Which of the following sections is responsible for the compensation for injury or damage to property?
The "Liability" section of an insurance policy is typically responsible for providing compensation for injury or damage to property. This section outlines the coverage and limits for which the insurance company will be liable in case of a covered loss.
Can you wear a thong to school?
In general, it is not appropriate to wear a thong to school as schools typically have dress codes that require more coverage in intimate areas. It is important to check your school's dress code policy to ensure that you are following the rules and dressing appropriately for the educational environment.
What is the Sullivan rule?
In the case of New York Times v. Sullivan, the United States Supreme Court ruled that free speech included a citizen's right to criticize government officials even if statements contain falsehoods as long as the defendant did not know they were false and was not reckless as to whether they were or not.
What are some of the functions performed by a reputable life insurance agent?
A reputable life insurance agent attends meetings and seminars to learn about new products and services to offer their policyholders. They call their policyholders to ensure the policyholder understands the policy and their specific account coverage.
What is an optional provision in an individual health insurance policy?
An optional provision in an individual health insurance policy refers to clauses or features that policyholders can choose to include at their discretion, often for an additional premium. These provisions may offer added benefits or coverage enhancements, such as waiver of premium during disability, coverage for specific conditions, or extended benefits for certain services. Policyholders can tailor their coverage based on personal needs and preferences, allowing for more customized health insurance solutions.
Why do auto insurance want medical coverage for their poilites?
Auto insurance companies include medical coverage in their policies to ensure that policyholders have access to necessary medical care following an accident. This coverage helps cover medical expenses for injuries sustained, reducing the financial burden on both the insured and the insurance provider. Additionally, providing medical coverage can help expedite recovery and facilitate smoother claims processing, leading to higher customer satisfaction and retention. Ultimately, it promotes a more comprehensive approach to risk management and protection for all parties involved.
What is the law of reversible omission for insurance?
The law of reversible omission in insurance refers to the principle that if an insurer fails to include a certain coverage or clause in a policy, it may be possible to reverse that omission through appropriate legal action or policy endorsement. This principle emphasizes the importance of clear communication and documentation between insurers and policyholders, ensuring that any desired coverages are explicitly included in the policy. It serves to protect policyholders from unintentional gaps in coverage that could arise from oversight or miscommunication.
Does an attorney need malpractice insurance if he is under 1099?
The 1099 only represents that the Attorney is working on a contract basis (self Employed) rather than as an employee. If the attorney is in fact a self employed independent contractor then this likely means that no coverage is afforded by the employer. If this is the case, then it would be a good idea for the Attorney to get some Malpractice or Professional Liability Insurance so there will be coverage in the event of a malpractice suit. Otherwise the attorney will be out of pocket for any related expenses in the event of a claim. The 1099 itself has no bearing on the attorneys need for Malpractice or professional liability coverage. It only indicates that he or she is a sel employed independent contractor.
Does a auto insurance policy get canceled when the policy holder dies?
Generally, an auto insurance policy does not automatically cancel upon the policyholders death.The policy will typically continue to provide coverage to the executors of the policyholder's estate until the end of the policy term.
Does aetna have a grace period?
Yes, Aetna typically offers a grace period for premium payments, allowing policyholders additional time to pay their premiums without losing coverage. The duration of the grace period can vary based on the type of policy and state regulations, but it is commonly around 30 days. It's important for policyholders to check their specific policy documents or contact Aetna directly for precise details regarding their grace period.
What is the maximum amount a policyholder may collect under icc?
The maximum amount a policyholder may collect under the Insurance Claims Complaint Center (ICC) would depend on the terms of their specific insurance policy and the coverage limits outlined in that policy. It is important for policyholders to review their coverage details and understand their policy limits to know the maximum amount they can claim.
A sufficiently large coverage error will result in which of the following?
3) A sufficiently large coverage error will result in which of the following?A.Probability samplingB.Statistics about the actual population rather than the target populationC.Non-response biasD.Inability to perform inferential statisticsa
What is premium period?
The premium period refers to the duration during which policyholders must pay premiums for an insurance policy to maintain coverage. It can vary depending on the type of insurance and the terms of the policy. During this time, the insurer provides protection against specified risks, and failure to pay premiums within this period may result in a lapse of coverage. In some cases, policies may have a grace period allowing late payments without losing coverage.
What are State Farm DUI clause?
State Farm's DUI clause typically refers to the terms and conditions related to coverage in the event of a DUI (Driving Under the Influence) incident. If a policyholder is convicted of a DUI, it can lead to increased premiums, denial of claims, or even cancellation of the policy. Additionally, State Farm may require the policyholder to maintain a specific level of liability coverage or file an SR-22 form, which certifies that they have the required insurance following a DUI conviction. It's important for policyholders to review their specific policy details for precise information.
Reasons to Hire an Auto Accident Attorney?
While most people drive almost every day, driving is still a pretty dangerous activity. Each day, thousands of people across the country are in auto accidents that range in severity. In some situations, an auto accident will contain sever damage to the car and maybe cause personal injury. Since there are many legal issues involved with bad accidents, it would be a great idea to hire an auto accident attorney to help you following an accident. The first reason why you should hire an attorney following a bad auto accident is that the attorney will ensure that any of your injuries are properly covered by your medical insurance provider. Following a bad accident, many medical insurance providers will attempt to state that your injuries are not covered under your plan. Since this is typically incorrect, an attorney will help you obtain as much care, for free or at a discounted rate, that you are legally due. They will also cut down on the amount of time that it takes to file and receive a claim. The second reason why you should hire an attorney following a bad auto accident is that the attorney will handle all aspects of getting your car repaired or replaced. The attorney will also work hand in hand with your auto insurance provider to ensure that your car is properly covered. If the auto insurance provider denies you coverage, or attempts to low-ball your level of coverage, the attorney will write them a letter and outline what you feel you are owed. Also, if the repair facility is delaying repair of your vehicle, the attorney could press them to increase the speed in which your car is repaired. Should your auto accident head to court, the third reason why you should hire an attorney following a bad auto accident is that the attorney will defend you in court. Regardless of whether you are the plaintiff or defendant, the auto accident attorney will be able to defend your side of the case. This could include personal lawsuits, lawsuits against insurance providers, or defending you in any legal proceedings regarding illegal driving. The attorney will also be able to negotiate a lesser fine, lower payment, or a reduction in imprisonment.
