What is the Sullivan rule?

Answer 1

In the case of New York Times v. Sullivan, the United States Supreme Court ruled that free speech included a citizen's right to criticize government officials even if statements contain falsehoods as long as the defendant did not know they were false and was not reckless as to whether they were or not.

Answer 2

The Sullivan rule is a legal standard that requires insurance policies to be written in clear and unambiguous language so that a reasonable person can understand their coverage and obligations. It is named after a court case, Sullivan v. Standard Fire Insurance Co., which helped establish this principle in insurance law. The rule aims to prevent misunderstandings and disputes between policyholders and insurance companies.