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What else can I help you with?
Can you get approved for term life insurance if recommended followup tests were not completed?
It depends on the requirements of the life insurance company. If one company requires more tests to further examine your health and do more analysis of the risk insuring your life poses to the insurer, then you would need the follow-up tests completed in order to be considered for the life insurance. However, you could still try to apply for term life insurance through other insurance companies. There are even insurers that do not require any medical exam or blood tests, in order to qualify for coverage.
please define guaranteed acceptance life insurance?
This term means that you are guaranteed accepted for this insurance as long as you are able to keep the payments. There are no health questions are tests that needed to be done as with other standard life insurance.
When you sign up for life insurance what kind of drug test do they give you?
I have never heard of a life insurance company doing drug tests. If they are asking you to do one i would find another company.
Changes that are taking place in life insurance?
Life insurance companies are a lot more strict now that there are increased rates of cancer, especially lung cancer. Some insurance companies won't even cover you or have less of a chance of covering you if you are a smoker. Most life insurance companies require that you have a physical exam and tests to see whether or not you're healthy. If you pose to have health problems, the chances of you being offered life insurance is a lot less than if your physical exam and tests came back clean and positive looking. Those tests will test all aspects of your organs and their functions. Once you're denied, you will need to fix the problem and get it under control and reapply again for life insurance with another exam.
Can older people get life insurance?
Hey, yes older people can secure a Life Insurance Policy. If you are older than 55 years of age, you will have to undergo certain medical tests. Also the premium would be higher.
Where is a good place to find a guaranteed acceptance life insurance policy?
A good place for a guaranteed acceptance life insurance policy is Cover Me. This firm is actually part of Manulife and has an extensive history and proven track record. They provide the insurance without requiring medical tests.
Are their any tests to see if someone is using tobacco products?
Yes, insurance companies test for cigarette use before deciding to give you life insurance or to decide how high your premiums will be.
How do you know your unhealthy or not?
A simple blood test will do it. Thats what life insurance companies do to determine your life span. They can tell the health of almost every organ in your body with a series of tests on your blood.
What tests are done on blood and urine for life insurance?
Whatever tests the company wants done. Some examples might be cholesterol, evidence of HIV exposure, evidence of liver or kidney disease, tests for various illegal drugs... anything that might indicate your life expectancy may be shorter than typical for people of your age.
Do you need a will for life insurance?
You do not need a will for life insurance. I don't have a will, but I have life insurance. ;)
Do you need life insurance after age 66?
Due to longevity of life, even at the age 66, few insurance cos still offer life insurance policies and you need to accept them though with a bit of higher premia. However, you may have to undergo few medical tests to ascertain your physical condition, as desired by the Insurance Co. This will make you confident and ensure corupus for your family in case of unfortunate eventuality of yours.
What products does AAA Life Insurance Company offer?
AAA Life Insurance offers three main types of life insurance policy these include Whole Life insurance, Term Life Insurance and Universal Life Insurance.
